12646 3rd St, Chino, CA 91710 Property Records

San Bernardino County property record for 12646 3rd St, Chino, CA 91710

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,448 sqft · built 1963
Lot Size	0.22 acres (9,585 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Nov 2012)
Tax Bill	$4,980 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1015-342-15-0000`

Property Details

APN / Parcel Number

Primary APN	`1015-342-15-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
Gross Area	1,888 sqft
1st Floor Area	1,448 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	9,585 sqft (0.22 acres)
Lot Dimensions	135 ft deep x 71 ft wide
View / Lot	Average
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	476 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12646 3RD ST
City	CHINO
State	CA
Zip	91710-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6814 LOT 3
Legal Subdivision	TRACT 6814
Legal Tract	6814
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3002
Census Tract	604

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12646 3RD ST, CHINO, CA 91710-3403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage SEMPER HOME LOANS INC
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jul 9, 2018	Deed of Trust, Mortgage · Line of Credit WESCOM CTRL CU
Mar 22, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2012 · Amount on Record
Deed Sale	Nov 6, 2012 · Amount on Record
Deed Document Number	2012462352
Last Transfer Date	Jan 11, 2018
Transfer Doc	0000100409
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12646 3RD ST, CHINO, CA 91710-3403
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12646 3RD ST, CHINO, CA 91710-3403

Mortgage

Document Number	0000325945
Date	Jul 20, 2021
Instrument	2021-0325945

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company
Address	PROVIDENCE, RI 02907

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12646 3RD ST, CHINO, CA 91710-3403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000388756
Date	Oct 29, 2019
Instrument	2019-0388756

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12646 3RD ST, CHINO, CA 91710-3403
Document Number	0000260453
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12646 3RD ST CHINO CA 917103403, CHINO, CA 91710-3403

Mortgage

Document Number	0000260453
Date	Jul 18, 2018
Instrument	260453

Lender

Name	WESCOM CTRL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

Interest

Rate Type	Adjustable Rate

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 22, 2018
Property Address	12646 3RD ST, CHINO, CA 91710-3403
Document Number	0000100409
Map Reference	MB 85 PG 99-100
Instrument Date	Jan 11, 2018
Instrument	2018-0100409
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12646 3RD ST, CHINO, CA 91710-3403

Mortgage

Document Number	0000100410
Date	Mar 22, 2018
Instrument	2018-0100410

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Chino City
Unified School District	Chino Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$455,177 (+2%) Land $148,929 Building $306,248
2025	$4,980.00 (+5.67%)	$446,252 (+4.04%) Land $146,009 Building $300,243
2023	$4,713.00 (+0.6%)	$428,923 Land $140,339 Building $288,584
2022	$4,685.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHINO serves 90,187 people · EPA ID CA3610012
Water Source	Purchased surface water from several systems
Last State Inspection	May 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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