Fairfax County property record for 12645 Thunder Chase Dr, Reston, VA 20191
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,852 sqft · built 1985 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,207 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-4-09-0095 |
| Primary APN | 016-4-09-0095 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,852 sqft Living Area |
| Gross Area | 2,380 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,021 sqft (0.253 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Balcony | Balcony |
| Balcony Area | 52 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 0164 09 0095 |
|---|---|
| Street Address | 12645 THUNDER CHASE DR |
| City | RESTON |
| State | VA |
| Zip | 20191-5821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3(RESIDENTIAL 3 DU/AC) |
| Legal Description | POLO FIELDS LT 95 SEC 3B |
| Legal Subdivision | POLO FIELDS |
| Legal Lot Number | 95 |
| Jurisdiction | FAIRFAX VA |
| Township / Civil Division | HUNTER MILL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 481201 |
12645 Thunder Chase Dr is owned and occupied by an individual who acquired it in May 2014.
Source: Fairfax County records, as of October 1, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12645 THUNDER CHASE DR, RESTON, VA 20191-5821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2014 |
| Deed Sale | May 14, 2014 |
| Deed Document Number | 0236491598 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Property Address | 12645 THUNDER CHASE DR, RESTON, VA 20191-5821 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 27089/281 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 27089/281 |
| Instrument | 2021079010.001 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 12645 Thunder Chase Dr was $9,207.
Source: Fairfax County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Fairfax County |
| Unified School District | Fairfax County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,207.00 | $765,340 Land $341,000 Building $424,340 | $765,340 Land $341,000 Building $424,340 |
| 2023 | $7,834.00 | $666,480 Land $311,000 Building $355,480 | $666,480 Land $311,000 Building $355,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12645 Thunder Chase Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12645 Thunder Chase Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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