Okeechobee County property record for 12645 NW 18th St, Okeechobee, FL 34972
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,790 sqft · built 1997 |
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,766 (2025) |
| Deeds & Mortgages | Feb 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-08-37-34-0A00-00013-0000 |
| Primary APN | 1-08-37-34-0A00-00013-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,790 sqft Heated Area |
| Gross Area | 2,694 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 68,389 sqft (1.57 acres) |
| Porch | Finished/Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 12645 NW 18TH ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34972-9511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PORTION OF A PARCEL OF LAND (FROM O.R. BOOK 326, PAGE 663, PUBLIC RECORDS OF OKEECHOBEE COUNTY, FLORIDA) LYING IN SECTIO |
| Legal Range | 34E |
| Legal Township | 37S |
| Legal Section | 08 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | NORTH OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 910101 |
12645 NW 18th St is owned and occupied by two individuals who acquired it in February 2019.
Source: Okeechobee County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 12645 NW 18TH ST, OKEECHOBEE, FL 34972-9511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 4 Names on Deed |
|---|---|
| Last Transfer Date | Feb 27, 2019 |
| Transfer Doc | 0008201035 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Feb 27, 2019 |
| Property Address | 12645 NW 18TH ST, OKEECHOBEE, FL 34972-9511 |
| Document Number | 0008201035 |
| Book / Page | 000820 / 001035 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 2029 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 12645 NW 18TH ST OKEECHOBEE FL 349729511, OKEECHOBEE, FL 34972-9511 |
The 2025 property tax bill for 12645 NW 18th St was $1,766 with a homeowner's exemption.
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,766.00 Homeowner's exemption | $169,456 Land $40,157 Building $129,299 | $336,719 |
| 2023 | $2,306.00 (+17.71%) Homeowner's exemption | $159,884 (+12.54%) Land $26,148 Building $133,736 | $317,279 (+26.25%) Land $35,690 Building $281,589 |
| 2022 | $1,959.00 Homeowner's exemption | $142,063 Land $25,148 Building $116,915 | $251,313 Land $31,840 Building $219,473 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12645 NW 18th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 8 (1999–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12645 NW 18th St is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
May also be available: Verizon.
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