Shelby County property record for 12645 Miss Cloud Rd, Collierville, TN 38017
| Property Type | Planned Unit Development |
|---|---|
| Details | 4 bd · 4.5 ba · 4,915 sqft · built 2023 |
| Lot Size | 0.408 acres (17,789 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,510 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Nov 2022 Sale & Construction Loan |
| APN | D0-223N-F0-0027 |
| Primary APN | D0-223N-F0-0027 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,915 sqft Living Area |
| Gross Area | 5,809 sqft |
| 1st Floor Area | 2,737 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Lot Area | 17,789 sqft (0.408 acres) |
| Garage Type | Attached |
| Garage Area | 894 sqft |
| Pool Area | 720 sqft |
| Porch | Open Porch |
| Porch Area | 654 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12645 MISS CLOUD RD |
|---|---|
| City | COLLIERVILLE |
| State | TN |
| Zip | 38017-5023 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | CA |
| Legal Description | SEE MAP 148P SS MISS CLOUD ROAD COR BRANGUS VALLEY DRIVE (SE) |
| Legal Subdivision | SPRING CREEK RANCH PD PHASE 11 |
| Legal Lot Number | 309 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 21020 |
12645 Miss Cloud Rd, a planned unit development, is owned by two individuals.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7794 KINGS COLLEGE AVE, 450, GERMANTOWN, TN 38138-2081 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2023 | Deed of Trust, Mortgage · Conventional Mortgage SIMMONS BANK |
| Nov 14, 2022 | Warranty Deed, Construction Loan · Construction Mortgage SIMMONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 12645 MISS CLOUD RD, COLLIERVILLE, TN 38017-5023 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0023083794 |
|---|---|
| Date | Oct 4, 2023 |
| Instrument | 23083794 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Address | PINE BLUFF, AR 71601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 5, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 7.62% |
| Max Rate At Change | 9.62% |
| Index | 1-Year CMT |
| Max Rate | 12.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Nov 14, 2022 |
| Property Address | 12645 MISS CLOUD RD, COLLIERVILLE, TN 38017-5023 |
| Document Number | 0022124485 |
| Map Reference | MB 295 PG 16 |
| Instrument Date | Nov 7, 2022 |
| Instrument | 22124485 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $455.57 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7794 KINGS COLLEGE AVE, GERMANTOWN, TN 38138-2081 |
| Document Number | 0022124486 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 22124486 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 7, 2023 |
The 2025 property tax bill for 12645 Miss Cloud Rd was $6,510.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,510.00 | $242,025 Land $32,250 Building $209,775 | $968,100 Land $129,000 Building $839,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
13 flood insurance policies are in force near 12645 Miss Cloud Rd.
Source: OpenFEMA NFIP redacted claims and policies, as of September 2026
| Flood Insurance Cost | Premium on File median of 13 policies |
|---|---|
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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