12645 Limberlost Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 12645 Limberlost Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,456 sqft · built 1980
Lot Size	0.4 acres (17,424 sqft)
Owner	Trust Name on File
Tax Bill	$5,061 (2024)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-28-301-011.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-28-301-011.000-018`
Alternative APN	`1610280301011000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,456 sqft Living Area
1st Floor Area	1,392 sqft
2nd Floor Area	1,064 sqft
Basement Area	846 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Other
Exterior Material	Stone
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	115 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1610280301011000
Street Address	12645 LIMBERLOST DR
City	CARMEL
State	IN
Zip	46033-9356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .40, SECTION 28, TOWNSHIP 18, RANGE 4, MOHAWK CROSSING, SECTION 1, LOT 11
Legal Range	04
Legal Township	18
Legal Section	28
Legal Subdivision	CARMEL MOHAWK XING
Legal Block	1
Legal Lot Number	11
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1010
Census Tract	110912

Owner

12645 Limberlost Dr is owner-occupied and held in a trust since July 2024.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Trust Name on File
Mailing Address	12645 LIMBERLOST DR, CARMEL, IN 46033-9356
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 15, 2024
Transfer Doc	0000025203
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12645 LIMBERLOST DR, CARMEL, IN 46033-9356
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048881
Date	Oct 2, 2017
Instrument	2017048881

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	479 Months
Due	Sep 19, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$493,900 (+4.66%) Land $154,200 Building $339,700	$493,900 (+4.66%) Land $154,200 Building $339,700
2024	$5,061.00 (+29.77%)	$471,900 (+20.6%) Land $154,200 Building $317,700	$471,900 (+20.6%) Land $154,200 Building $317,700
2023	$3,900.00 (+4.36%)	$391,300 (+12.57%) Land $107,500 Building $283,800	$391,300 (+12.57%) Land $107,500 Building $283,800
2022	$3,737.00	$347,600 Land $107,500 Building $240,100	$347,600 Land $107,500 Building $240,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12645 Limberlost Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12645 Limberlost Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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