12644 Ranchero Way, Grass Valley, CA 95949 Property Records

Nevada County property record for 12644 Ranchero Way, Grass Valley, CA 95949

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,381 sqft · built 1978
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (May 2021)
Tax Bill	$7,304 (2025)
Deeds & Mortgages	Jul 2021 Transfer May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021-720-020-000`

Property Details

APN / Parcel Number

Primary APN	`021-720-020-000`
Alternative APN	`21-720-20-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,381 sqft Living Area
1st Floor Area	1,781 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1979
Architectural Style	Traditional
Lot Area	435,600 sqft
Terrain	Steep
View / Lot	Average
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	2,381 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	21-720-20-000
Street Address	12644 RANCHERO WAY
City	GRASS VALLEY
State	CA
Zip	95949-8358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-10-SP
Legal Description	PCL A PM 10/79
Legal Lot Number	A
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1004
Census Tract	107

Owner

12644 Ranchero Way is owned by two individuals who bought it in May 2021.

Source: Nevada County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4010 FOOTHILLS BLVD, 103, ROSEVILLE, CA 95747-7241
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Intrafamily Transfer, Transfer
May 25, 2021	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 25, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Sep 12, 2017	Quit Claim Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on File
Deed Sale	May 25, 2021 · Amount on File
Prior Sale	Sep 12, 2017
Deed Document Number	202118354
Prior Transfer Date	May 21, 2021
Prior Transfer Doc	0000018355
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Jul 14, 2021
Property Address	12644 RANCHERO WAY, GRASS VALLEY, CA 95949-8358
Document Number	0000023752
Map Reference	MB 10 PG 79
Instrument Date	Jun 23, 2021
Instrument	20210023752
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 FOOTHILLS BLVD STE 103, 103, ROSEVILLE, CA 95747-7241

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	May 25, 2021
Property Address	12644 RANCHERO WAY, GRASS VALLEY, CA 95949-8358
Document Number	0000018354
Map Reference	MB 10 PG 79
Instrument Date	May 22, 2021
Instrument	20210018354
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12644 RANCHERO WAY, GRASS VALLEY, CA 95949-8358

Mortgage

Document Number	0000018356
Date	May 25, 2021
Instrument	20210018356

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	May 25, 2021
Property Address	12644 RANCHERO WAY, GRASS VALLEY, CA 95949-8358
Document Number	0000018355
Map Reference	MB 10 PG 79
Instrument Date	May 21, 2021
Instrument	20210018355
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12644 RANCHERO WAY, GRASS VALLEY, CA 95949-8358

September 2017: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Sep 12, 2017
Property Address	12644 RANCHERO WAY, GRASS VALLEY, CA 95949-8358
Document Number	0000020150
Instrument Date	Sep 12, 2017
Instrument	20150
Transaction Type	Foreclosure
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12644 RANCHERO WAY GRASS VALLEY CA 959498358, GRASS VALLEY, CA 95949-8358

Tax Assessment & Valuation

The 2025 property tax bill for 12644 Ranchero Way was $7,304.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Secondary School District	Nevada Joint Union High School District (09 - 12)
Elementary School District	Pleasant Ridge Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$688,100 (+1.98%) Land $178,400 Building $509,700
2025	$7,304.00	$674,730 Land $174,930 Building $499,800
2023	$6,981.00 (-3.82%)	$661,500 Land $171,500 Building $490,000	$852,480
2022	$7,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12644 Ranchero Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12644 Ranchero Way is high, ranking above 85% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
SmarterBroadband Fixed Wireless	100 / 25

May also be available: AT&T, Cal.net, DigitalPath, Verizon.

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