12643 Greco Dr, Orlando, FL 32824 Property Records

Orange County property record for 12643 Greco Dr, Orlando, FL 32824

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,219 sqft · built 1999
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on File
Last Sale	$240,500 (Nov 2015)
Tax Bill	$3,595 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-24-29-8190-00-840`

Property Details

APN / Parcel Number

Primary APN	`23-24-29-8190-00-840`
Alternative APNs	`292423819000840` `446384` `452037` `456537`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,219 sqft Living Area
Gross Area	2,888 sqft
1st Floor Area	2,219 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,193 sqft (0.234 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	249 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12643 GRECO DR
City	ORLANDO
State	FL
Zip	32824-5886
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SOUTHCHASE PHASE 1B VILLAGE 12B 40/2 LOT 84 SEE 6072/4885
Legal Range	29E
Legal Township	24S
Legal Section	23
Legal Subdivision	SOUTHCHASE PH 1B VILLAGE 12B
Legal Phase	1B
Legal Tract	8190
Legal Lot Number	84
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1000
Census Tract	16808

Owner

12643 Greco Dr is owned and occupied by two individuals who bought it in November 2015.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12643 GRECO DR, ORLANDO, FL 32824-5886
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2015 · Amount on File
Deed Sale	Nov 30, 2015 · Amount on File
Prior Sale	Jun 21, 2000 · Amount on File
Deed Document Number	2015614923
Deed Book / Page	11018 / 7441
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12643 GRECO DR, ORLANDO, FL 32824-5886
Document Number	0000655134
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12643 GRECO DR ORLANDO FL 328245886, ORLANDO, FL 32824-5886

Mortgage

Document Number	0000655134
Date	Dec 15, 2020
Instrument	655134

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12643 Greco Dr was $3,595, up 5.7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,180 (+2.7%)	$418,120 (-2.54%) Land $100,000 Building $318,120
2025	$3,595.00 (+5.74%) Homeowner's exemption	$231,918	$429,020 Land $105,000 Building $324,020
2024	$3,400.00 (+7.7%)
2023	$3,157.00 (+4.5%) Homeowner's exemption	$218,817 (+3%)	$392,462 (+19.23%) Land $105,000 Building $287,462
2022	$3,021.00 Homeowner's exemption	$212,444	$329,162 Land $85,000 Building $244,162

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12643 Greco Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12643 Greco Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20