Orange County property record for 12643 Cragside Ln, Windermere, FL 34786 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,853 sqft · built 2005 |
| Lot Size | 0.138 acres (5,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $252,000 (Sep 2015) |
| Tax Bill | $4,164 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-23-27-5427-00-970 |
| Primary APN | 24-23-27-5427-00-970 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,853 sqft Living Area |
| Gross Area | 2,463 sqft |
| 1st Floor Area | 1,853 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,999 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 442 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12643 CRAGSIDE LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKES OF WINDERMERE PH 1 49/108 LOT 97 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | LAKES OF WINDERMERE PH 1 |
| Legal Phase | 1 |
| Legal Tract | 5427 |
| Legal Lot Number | 97 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 17112 |
Source: Orange County records · APN 24-23-27-5427-00-970
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12643 CRAGSIDE LN, WINDERMERE, FL 34786-6615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 10, 2015 · Amount on Record |
| Deed Sale | Sep 10, 2015 · Amount on Record |
| Prior Sale | May 17, 2005 · Amount on Record |
| Deed Document Number | 2015476573 |
| Deed Book / Page | 10981 / 3923 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12643 CRAGSIDE LN, WINDERMERE, FL 34786-6615 |
| Document Number | 0000490759 |
| Instrument Date | Sep 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12643 CRAGSIDE LN WINDERMERE FL 347866615, WINDERMERE, FL 34786-6615 |
| Document Number | 0000490759 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 490759 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | PO BOX 59760, PANAMA CITY, FL 32412-0760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 17, 2035 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,848 (+2.7%) | $393,230 (-7.48%) Land $125,000 Building $268,230 | |
| 2025 | $4,164.00 (+6.2%) Homeowner's exemption | $252,043 (+5.99%) | $425,040 (+12.88%) Land $125,000 Building $300,040 |
| 2024 | $3,921.00 (+7.69%) | ||
| 2023 | $3,641.00 (+4.48%) Homeowner's exemption | $237,806 (+3%) | $376,529 (+23.98%) Land $110,000 Building $266,529 |
| 2022 | $3,485.00 Homeowner's exemption | $230,880 | $303,703 Land $100,000 Building $203,703 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 40 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 364 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
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