12643 Breman Rd, Elberta, AL 36530 Property Records

Baldwin County property record for 12643 Breman Rd, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1996
Lot Size	4.66 acres (202,990 sqft)
Owner	Individual Name on Record
Last Sale	$46,426 (Oct 2016)
Tax Bill	$1,104 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`53-08-28-0-000-001.015`

Property Details

APN / Parcel Number

Primary APN	`53-08-28-0-000-001.015`
Alternative APNs	`114908` `331928`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Heated Area
1st Floor Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	202,990 sqft (4.66 acres)
Lot Dimensions	1,281 ft deep x 60 ft wide
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	331928
Street Address	12643 BREMAN RD
City	ELBERTA
State	AL
Zip	36530-2778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60' X 1281.4' IRR COM AT THE NE COR OF SEC 28 RN W 20', TH S1758.47' TO POB TH W 651.37', TH N 200', TH W 629.8', TH S 260',
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	2
Census Block	2003
Census Tract	11601

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12643 BREMAN RD, ELBERTA, AL 36530-2778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 28, 2019	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2016 · Amount on Record
Deed Sale	Oct 19, 2016 · Amount on Record
Prior Sale	Aug 9, 2005
Deed Document Number	20161599008
Prior Transfer Date	Aug 22, 2016
Prior Transfer Doc	0001589049
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	12643 BREMAN RD, ELBERTA, AL 36530-2778
Document Number	0001792516
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12643 BREMAN RD ELBERTA AL 365302778, ELBERTA, AL 36530-2778

Mortgage

Document Number	0001792516
Date	Oct 30, 2019
Instrument	1792516

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BALDWIN AL
Property Address	12643 BREMAN RD, ELBERTA, AL 36530-2778
Document Number	0001792614
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12643 BREMAN RD ELBERTA AL 365302778, ELBERTA, AL 36530-2778

Mortgage

Document Number	0001792614
Date	Oct 31, 2019
Instrument	1792614

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,104.00 (+4.84%)	$39,460 (+4.89%) Land $16,060 Building $23,400	$197,300 (+4.89%) Land $80,300 Building $117,000
2023	$1,053.00 (+24.17%)	$37,620 (+24.16%)	$188,100 (+24.16%) Land $70,900 Building $117,200
2022	$848.00 (+17.61%)	$30,300	$151,500 Land $61,300 Building $90,200
2021	$721.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	47 (1995–2021)
Claims Outside the SFHA	30 of 47
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 12 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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