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12643 Alderson Ave, Estero, FL 33928 Property Records

Lee County property record for 12643 Alderson Ave, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · built 2024
Lot Size0.143 acres (6,240 sqft)
Owner2 Individual Names on File
Last Sale$720,000 (Feb 2026)
Tax Bill$10,748 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Apr 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-26-E3-09000.4330

Property Details

APN / Parcel Number

Primary APN30-46-26-E3-09000.4330
Alternative APNs
  • 263046E3090004330
  • 10624812

Interior

Bedrooms3 Beds
Full Baths4 Baths
Stories2 Stories

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area6,240 sqft (0.143 acres)

Location & Zoning

Account Number10624812
Street Address12643 ALDERSON AVE
CityESTERO
StateFL
Zip33928-4090
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionRIVERCREEK PHASE THREE LOT 433 AS DESC IN INSTRUMENT 2023000297539
Legal SubdivisionRIVERCREEK PHASE THREE
Legal Block1
Legal Lot Number433
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4005
Census Tract50311

Owner

12643 Alderson Ave is owned and occupied by two individuals who bought it in February 2026.

Source: Lee County records, as of October 15, 2026

Owner of Record2 Individual Names on File
Mailing Address12643 ALDERSON AVE, ESTERO, FL 33928-4090
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2026Deed of Trust, Mortgage · Line of Credit
HEARTLAND BANK AND TRUST COMPANY
Apr 2, 2025Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CHAMPIONS FUNDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2026 · Amount on File
Deed SaleFeb 9, 2026 · Amount on File
Prior SaleApr 2, 2025 · Amount on File
Deed Document Number202633585
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Recording DateJun 17, 2026
Property Address12643 ALDERSON AVE, ESTERO, FL 33928-4090
Document Number0000160438
Instrument DateJun 3, 2026
Instrument2026160438
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address12643 ALDERSON AVE, ESTERO, FL 33928-4090
InvestorPossibly a Property Investor

Mortgage

Document Number0000160438,
DateJun 17, 2026
Instrument2026160438
Lender
NameHEARTLAND BANK AND TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount on Record
Term24 Months
DueJun 3, 2028
Interest
Rate6.37%
Max Rate-1%

April 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateApr 2, 2025
Property Address12643 ALDERSON AVE, ESTERO, FL 33928-4090
Document Number0000088315
Map ReferenceDOC 2023000297539
Instrument DateApr 1, 2025
Instrument2025000088315
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyNOVA TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,739.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

NameVerified Name
Address12643 ALDERSON AVE, ESTERO, FL 33928-4090

Mortgage

Document Number0000088316
DateApr 2, 2025
Instrument2025000088316
Lender
NameCHAMPIONS FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 12643 Alderson Ave was $10,748.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$616,882 (-4.6%) Land $61,370 Building $555,512$616,882 (-4.63%) Land $61,370 Building $555,512
2025$10,748.00$646,604$646,823 Land $67,023 Building $579,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12643 Alderson Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12643 Alderson Ave is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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