12642 Metate Ln, Poway, CA 92064 Property Records

San Diego County property record for 12642 Metate Ln, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,762 sqft · built 1939
Lot Size0.223 acres (9,700 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Aug 2002)
Tax Bill$5,743 (2025)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN317-341-29-00

Property Details

APN / Parcel Number

Primary APN317-341-29-00
Alternative APN
  • 3172212800

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,762 sqft Living Area

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Lot Area9,700 sqft (0.223 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number3172212800
Street Address12642 METATE LN
CityPOWAY
StateCA
Zip92064-6022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal DescriptionSEC 23-14-2W NE 1/4 OF POR
Legal Range02W
Legal Township14
Legal Section23
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3005
Census Tract17048

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12642 METATE LN, POWAY, CA 92064-6022
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2002 · Amount on Record
Deed SaleAug 1, 2002 · Amount on Record
Deed Document Number2002650548
Prior Transfer DateJul 12, 2002
Prior Transfer Doc0000650547
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12642 METATE LN, POWAY, CA 92064-6022
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000220432
DateMay 17, 2017
Instrument2017-0220432
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressPOWAY, CA 92064
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJun 9, 2037
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Change FrequencyMonthly
IndexPrime Rate
Max Rate17%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$517,035 (+2%) Land $339,769 Building $177,266
2025$5,743.00 (+4.95%) Homeowner's exemption$506,898 (+4.04%) Land $333,107 Building $173,791
2023$5,472.00 (+1.69%) Homeowner's exemption$487,217 Land $320,173 Building $167,044
2022$5,381.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: GeoLinks, Spectrum, T-Mobile, Verizon.

Nearby Properties on Metate Ln

Nearby Streets

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