12641 Willow Ln, Genoa, IL 60135 Property Records

DeKalb County property record for 12641 Willow Ln, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.31 acres (13,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Dec 2025)
Tax Bill	$4,329 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-18-251-006`

Property Details

APN / Parcel Number

Primary APN	`03-18-251-006`

Exterior

Lot Area	13,500 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide

Location & Zoning

Account Number	0318251006
Street Address	12641 WILLOW LN
City	GENOA
State	IL
Zip	60135-8327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC1
Legal Description	LOT 28 - WILLOW ESTATES - FIRST ADDITION
Legal Subdivision	WILLOW ESTATES - FIRST ADDITION
Legal Lot Number	28
Jurisdiction	DE KALB IL
Township / Civil Division	GENOA
Census Block Group	2
Census Block	2022
Census Tract	100

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	859 LA COSTA CT, ELGIN, IL 60123-6817
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Dec 22, 2025	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Nov 6, 2019	Deed of Trust, Mortgage · Conventional with PMI RESOURCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Deed Document Number	202510243
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	12641 WILLOW LN, GENOA, IL 60135-8327
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	859 LA COSTA CT, ELGIN, IL 60123-6817

Mortgage

Document Number	0000010244
Date	Dec 22, 2025
Instrument	2025010244

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate	6.27%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Dec 22, 2025
Property Address	12641 WILLOW LN, GENOA, IL 60135-8327
Document Number	0000010243
Map Reference	DOC 318116
Instrument Date	Dec 9, 2025
Instrument	2025010243
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12641 WILLOW LN, GENOA, IL 60135-8327

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	859 LA COSTA CT, ELGIN, IL 60123-6817

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	12641 WILLOW LN, GENOA, IL 60135-8327
Document Number	0000010549
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12641 WILLOW LN GENOA IL 601358327, GENOA, IL 60135-8327

Mortgage

Document Number	0000010549
Date	Nov 14, 2019
Instrument	10549

Lender

Name	RESOURCE BK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Genoa Township
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,880 (+8.68%) Land $16,389 Building $49,491	$197,640 (+8.68%) Land $49,167 Building $148,473
2024	$4,329.00 Homeowner's exemption	$60,618 (+7.52%) Land $15,080 Building $45,538	$181,854 (+7.52%) Land $45,240 Building $136,614
2023		$56,378 Land $14,025 Building $42,353	$169,134 Land $42,075 Building $127,059

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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