12641 Arley Dr, Windermere, FL 34786 Property Records

Orange County property record for 12641 Arley Dr, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,926 sqft Living Area
Lot Size6,000 sqft (0.138 acres)
OccupancyOwner Occupied
Last Sale$562,500 (2025)
Tax Bill$4,977.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-23-27-5427-01-150
Alternative APNs
  • 272324542701150
  • 146062
  • 147230
  • 149351

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,926 sqft Living Area
Gross Area2,721 sqft Gross Area
1st Floor1,926 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,000 sqft (0.138 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area499 sqft Garage
Total Buildings2 Total Buildings
Porch Area448 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address12641 ARLEY DR
CityWINDERMERE
StateFL
Zip34786-6620
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKES OF WINDERMERE PH 1 49/108 LOT 115
Legal Range27E
Legal Township23S
Legal Section24
Legal SubdivisionLAKES OF WINDERMERE PH 1
Legal Phase1
Legal Tract5427
Legal Block1
Legal Lot Number115
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup1
Census Block1050
Census Tract17112

Owner

Source: Orange County records · APN 24-23-27-5427-01-150

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12641 ARLEY DR, WINDERMERE, FL 34786-6620
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2023Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BK
Nov 14, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST CITIZENS BANK & TRUST CO
Jun 20, 2019Warranty Deed, Transfer
OPENDOOR TITLE LLC
Apr 02, 2018Loan Modification, Mortgage · Conventional Mortgage
FEDERAL NAT'L MTG ASSN (FNMA)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 08, 2025 · Amount on Record
Deed SaleJul 08, 2025 · Amount on Record
Prior SaleNov 14, 2019 · Amount on Record
Deed Doc Number2025392829
Record RefreshedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12641 ARLEY DR, WINDERMERE, FL 34786-6620
Transaction TypeMortgage
Record UpdatedFeb 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12641 ARLEY DR, WINDERMERE, FL 34786-6620

Mortgage

Document Number0000045278
DateJan 26, 2023
Instrument20230045278
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 10, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12641 ARLEY DR, WINDERMERE, FL 34786-6620
Document Number0000682524
Instrument DateDec 23, 2020
Transaction TypeMortgage
Record UpdatedJan 18, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address12641 ARLEY DR WINDERMERE FL 347866620, WINDERMERE, FL 34786-6620

Mortgage

Document Number0000682524
DateDec 30, 2020
Instrument682524
Lender
NameFIRST CITIZENS BK
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 29, 2035

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateNov 14, 2019
Property Address12641 ARLEY DR, WINDERMERE, FL 34786-6620
Document Number0000718980
Map ReferenceMB 49 PG 108-118
Instrument DateNov 12, 2019
Instrument20190718980
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyOPENDOOR TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1 POST ST FL 11, 1, SAN FRANCISCO, CA 94104-5215

Transferred To (Grantee/Buyer)

NameVerified Name
Address12641 ARLEY DR, WINDERMERE, FL 34786-6620

Mortgage

Document Number0000718981
DateNov 14, 2019
Instrument20190718981
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateDec 01, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.62%
Index1-Year LIBOR
Max Rate9.62%

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 20, 2019
Property Address12641 ARLEY DR, WINDERMERE, FL 34786-6620
Document Number0000379359
Instrument DateJun 14, 2019
Instrument379359
Transaction TypeTransfer
Record UpdatedJul 08, 2019
Title CompanyOPENDOOR TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,308.60
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address12641 ARLEY DR, WINDERMERE, FL 34786-6620
Document Number0000556297
Instrument DateApr 02, 2018
Transaction TypeMortgage
Record UpdatedOct 08, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address12641 ARLEY DR WINDERMERE FL 347866620, WINDERMERE, FL 34786-6620

Mortgage

Document Number0000556297
DateSep 20, 2018
Instrument556297
Lender
NameFEDERAL NAT'L MTG ASSN (FNMA)
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueSep 19, 2058
Interest
Rate4.62%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$441,980 (+46.52%) Land $125,000 Building $316,980$441,980 (-7.33%) Land $125,000 Building $316,980
2025$4,977.00 (+5.62%) Homeowner's exemption$301,646 (+5.99%)$476,940 (+15.4%) Land $125,000 Building $351,940
2024$4,712.00 (+7.6%)
2023$4,379.00 (+4.19%) Homeowner's exemption$284,607 (+3%)$413,284 (+22.84%) Land $110,000 Building $303,284
2022$4,203.00 Homeowner's exemption$276,317$336,448 Land $100,000 Building $236,448

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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