Orange County property record for 12641 Arley Dr, Windermere, FL 34786 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,926 sqft Living Area |
| Lot Size | 6,000 sqft (0.138 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $562,500 (2025) |
| Tax Bill | $4,977.00 (2025) |
| Primary APN | 24-23-27-5427-01-150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,926 sqft Living Area |
| Gross Area | 2,721 sqft Gross Area |
| 1st Floor | 1,926 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,000 sqft (0.138 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 499 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Porch Area | 448 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 12641 ARLEY DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6620 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKES OF WINDERMERE PH 1 49/108 LOT 115 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | LAKES OF WINDERMERE PH 1 |
| Legal Phase | 1 |
| Legal Tract | 5427 |
| Legal Block | 1 |
| Legal Lot Number | 115 |
| Jurisdiction | ORANGE FL |
| Minor Civil Division | SOUTHWEST ORANGE |
| Census Blockgroup | 1 |
| Census Block | 1050 |
| Census Tract | 17112 |
Source: Orange County records · APN 24-23-27-5427-01-150
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12641 ARLEY DR, WINDERMERE, FL 34786-6620 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jan 26, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK |
| Nov 14, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jun 20, 2019 | Warranty Deed, Transfer OPENDOOR TITLE LLC |
| Apr 02, 2018 | Loan Modification, Mortgage · Conventional Mortgage FEDERAL NAT'L MTG ASSN (FNMA) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 08, 2025 · Amount on Record |
| Deed Sale | Jul 08, 2025 · Amount on Record |
| Prior Sale | Nov 14, 2019 · Amount on Record |
| Deed Doc Number | 2025392829 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12641 ARLEY DR, WINDERMERE, FL 34786-6620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12641 ARLEY DR, WINDERMERE, FL 34786-6620 |
| Document Number | 0000045278 |
|---|---|
| Date | Jan 26, 2023 |
| Instrument | 20230045278 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12641 ARLEY DR, WINDERMERE, FL 34786-6620 |
| Document Number | 0000682524 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 12641 ARLEY DR WINDERMERE FL 347866620, WINDERMERE, FL 34786-6620 |
| Document Number | 0000682524 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 682524 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 29, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 14, 2019 |
| Property Address | 12641 ARLEY DR, WINDERMERE, FL 34786-6620 |
| Document Number | 0000718980 |
| Map Reference | MB 49 PG 108-118 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 20190718980 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | OPENDOOR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 POST ST FL 11, 1, SAN FRANCISCO, CA 94104-5215 |
| Name | Verified Name |
|---|---|
| Address | 12641 ARLEY DR, WINDERMERE, FL 34786-6620 |
| Document Number | 0000718981 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 20190718981 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Dec 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Max Rate | 9.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 20, 2019 |
| Property Address | 12641 ARLEY DR, WINDERMERE, FL 34786-6620 |
| Document Number | 0000379359 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 379359 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2019 |
| Title Company | OPENDOOR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,308.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12641 ARLEY DR, WINDERMERE, FL 34786-6620 |
| Document Number | 0000556297 |
| Instrument Date | Apr 02, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 12641 ARLEY DR WINDERMERE FL 347866620, WINDERMERE, FL 34786-6620 |
| Document Number | 0000556297 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 556297 |
| Name | FEDERAL NAT'L MTG ASSN (FNMA) |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 19, 2058 |
| Rate | 4.62% |
|---|
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,980 (+46.52%) Land $125,000 Building $316,980 | $441,980 (-7.33%) Land $125,000 Building $316,980 | |
| 2025 | $4,977.00 (+5.62%) Homeowner's exemption | $301,646 (+5.99%) | $476,940 (+15.4%) Land $125,000 Building $351,940 |
| 2024 | $4,712.00 (+7.6%) | ||
| 2023 | $4,379.00 (+4.19%) Homeowner's exemption | $284,607 (+3%) | $413,284 (+22.84%) Land $110,000 Building $303,284 |
| 2022 | $4,203.00 Homeowner's exemption | $276,317 | $336,448 Land $100,000 Building $236,448 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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