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12641 98th St, Largo, FL 33773 Property Records

Pinellas County property record for 12641 98th St, Largo, FL 33773

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,624 sqft · built 1980
Lot Size0.209 acres (9,100 sqft)
Owner2 Company Names on File
Last Sale$510,000 (Oct 2025)
Tax Bill$3,560 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Mar 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APNC62-000-750-1171-8

Property Details

APN / Parcel Number

Primary APNC62-000-750-1171-8
Alternative APNs
  • 11-30-15-09416-000-0440
  • 301511094160000440
  • 153011094160000440
  • R122451

Interior

Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,624 sqft Living Area
Gross Area2,572 sqft
1st Floor Area1,624 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area9,100 sqft (0.209 acres)
Lot Dimensions130 ft deep x 70 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen/Unfinished Porch
Porch Area486 sqft
Deck Area382 sqft
Patio Area382 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR122451
Street Address12641 98TH ST
CityLARGO
StateFL
Zip33773-1208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionBLUE WATER COVE LOT 44
Legal Range15E
Legal Township30S
Legal Section11
Legal SubdivisionBLUE WATER COVE
Legal Tract9416
Legal Lot Number44
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1027
Census Tract25021

Owner

Source: Pinellas County records · APN C62-000-750-1171-8

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2193 PARKWOOD WAY, SAN JOSE, CA 95125-3952
Owner TypeCompany
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Warranty Deed, Transfer · Conventional Mortgage
M5 FINANCIAL
Mar 01, 2022Special Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 04, 2021Warranty Deed, Transfer
ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO
Dec 04, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 07, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 22, 2025 · Amount on Record
Deed SaleOct 22, 2025 · Amount on Record
Prior SaleMar 01, 2022 · Amount on Record
Deed Document Number2025300458
Deed Book / Page23335 / 1296
Prior Transfer DateMay 23, 2019
Prior Transfer Doc0207951375
Record UpdatedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateOct 22, 2025
Property Address12641 98TH ST, LARGO, FL 33773-1208
Document Number0233351296
Book / Page23335 / 1296
Map ReferenceMB 80 PG 45-48
Instrument DateOct 17, 2025
Instrument2025300458
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanySUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2720 SUNCOAST LAKES BLVD, PUNTA GORDA, FL 33980-5249

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address2193 PARKWOOD WAY, SAN JOSE, CA 95125-3952

Mortgage

Document Number0233351298
DateOct 22, 2025
Instrument23335/1298
Lender
NameM5 FINANCIAL
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

March 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPINELLAS FL
Recording DateMar 01, 2022
Property Address12641 98TH ST, LARGO, FL 33773-1208
Document Number0219522128
Book / Page21952 / 2128
Map ReferenceMB 80 PG 45-48
Instrument DateFeb 25, 2022
Instrument2022063499
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanySUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,038.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20735 STERLINGTON DR STE 102, 20735, LAND O LAKES, FL 34638-4390

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12641 PINEWAY DR, LARGO, FL 33773-1202

Mortgage

Document Number0219522133
DateMar 01, 2022
Instrument21952/2133
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateNov 04, 2021
Property Address12641 98TH ST, LARGO, FL 33773-1208
Document Number0217921418
Book / Page21792 / 1418
Map ReferenceMB 80 PG 45-48
Instrument DateOct 29, 2021
Instrument2021360770
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO

Transaction

AmountAmount Recorded
Tax$2,793.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12641 98TH ST, 12641, LARGO, FL 33773-1208

Transferred To (Grantee/Buyer)

NameVerified Name
Address4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
InvestorPossibly a Property Investor

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateDec 04, 2019
Property Address12641 98TH ST, LARGO, FL 33773-1208
Document Number0207951375
Book / Page020795 / 001375
Instrument DateMay 23, 2019
Instrument388031
Transaction TypeTransfer
Record UpdatedDec 24, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12641 98TH ST LARGO FL 337731208, LARGO, FL 33773-1208

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address12641 98TH ST, LARGO, FL 33773-1208
Document Number0204502058
Instrument DateFeb 07, 2018
Transaction TypeMortgage
Record UpdatedMar 19, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12641 98TH ST LARGO FL 337731208, LARGO, FL 33773-1208

Mortgage

Document Number0204502058
DateMar 05, 2019
Book Page020450/002058
Instrument69370
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 04, 2049

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,560.00 (-28.25%)$232,719 (-26.26%)$297,300 (-36.79%) Land $133,126 Building $164,174
2024$4,962.00 (-0.56%) Homeowner's exemption$315,576 (+3%)$470,316 (+7.51%) Land $174,988 Building $295,328
2023$4,990.00 (-30.04%) Homeowner's exemption$306,384 (-17.91%)$437,452 (+17.21%) Land $164,083 Building $273,369
2022$7,133.00$373,228$373,228 Land $158,301 Building $214,927

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), as of April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030250211, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 158 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies158 in force
Nearby Flood Claims18 (2012–2024)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 14 claims
  • Hurricane Helene, Sep 2024 · 3 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Frontier, WOW Internet, Cable & Phone.

Based on FCC filings for 638 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6521405, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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