12641 705th Ave, River Falls, WI 54022 Property Records

Pierce County property record for 12641 705th Ave, River Falls, WI 54022

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (May 2023)
Tax Bill	$14,493 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Apr 2024 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-1098-848`

Property Details

APN / Parcel Number

Primary APN	`002-1098-848`
Alternative APNs	`002227202642P236000048` `002-01098-0848`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	12641 705TH AVE
City	RIVER FALLS
State	WI
Zip	54022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 CROIXCOUNTRY 1ST ADDITION SUBJ TO COVENANTS PER DOC 483333 & COMMON AREA COVENANTS PER DOC 483334
Legal Range	20W
Legal Township	27N
Legal Section	26
Legal Subdivision	CROIXCOUNTRY 1ST ADDITION
Legal Lot Number	48
Jurisdiction	PIERCE WI
Township / Civil Division	CLIFTON
Census Block Group	5
Census Block	5005
Census Tract	960500

Owner

12641 705th Ave is owned by an individual who bought it in May 2023.

Source: Pierce County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	460 HILLSIDE DR, PRESCOTT, WI 54021-7453
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 26, 2024	Deed of Trust, Mortgage · Construction Mortgage STAR BANK
May 12, 2023	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2023 · Amount on File
Deed Sale	May 12, 2023 · Amount on File
Prior Sale	May 25, 2016 · Amount on File
Deed Document Number	2023616367
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WI
Property Address	12641 705TH AVE, RIVER FALLS, WI 54022
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000624417
Date	Nov 21, 2024
Instrument	624417

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2054

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WI
Property Address	12641 705TH AVE, RIVER FALLS, WI 54022
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000621068
Date	Apr 26, 2024
Instrument	621068

Lender

Name	STAR BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 12, 2025

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WI
Recording Date	May 12, 2023
Property Address	12641 705TH AVE, RIVER FALLS, WI 54022
Document Number	0000616367
Instrument Date	May 9, 2023
Instrument	616367
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	460 HILLSIDE DR, RIVER FALLS, WI 54022

Mortgage

Document Number	0000616368
Date	May 12, 2023
Instrument	616368

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	4.58%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.54%
Index	1-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

The 2025 property tax bill for 12641 705th Ave was $14,493.

Source: Pierce County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Pierce County
County Subdivision	Clifton Town
Unified School District	Prescott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,493.00	$785,600 Land $66,000 Building $719,600	$1,266,500 Land $106,401 Building $1,160,099
2023	$1,258.00	$66,000 Land $66,000	$67,049 Land $67,049

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12641 705th Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1986–2001)
Most Recent Claim	Apr 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12641 705th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Swiftcurrent Connect Fiber	2,000 / 2,000
Southeast MN Wifi Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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