12640 Willow Tree Ave, Moreno Valley, CA 92553 Property Records

Riverside County property record for 12640 Willow Tree Ave, Moreno Valley, CA 92553

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,741 sqft · built 1984
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$542,000 (Jun 2024)
Tax Bill	$6,414 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`479-363-009`

Property Details

APN / Parcel Number

Primary APN	`479-363-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,741 sqft Living Area
Gross Area	2,371 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Tile
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	12640 WILLOW TREE AVE
City	MORENO VALLEY
State	CA
Zip	92553-4759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.19 ACRES IN LOT 16 MB 135/065 TR 12608
Legal Subdivision	TRACT NO. 12608
Legal Tract	12608
Legal Block	2
Legal Lot Number	16
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2004
Census Tract	46800

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12640 WILLOW TREE AVE, MORENO VALLEY, CA 92553-4759
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY NATIONAL TITLE
Feb 1, 2024	Affidavit of Death of Joint Tenant, Transfer
Dec 19, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Dec 19, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2024 · Amount on Record
Deed Sale	Jun 24, 2024 · Amount on Record
Prior Sale	Mar 6, 1998 · Amount on Record
Deed Document Number	2024181833
Prior Transfer Date	Aug 19, 1997
Prior Transfer Doc	0000335612
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 10, 2026
Property Address	12640 WILLOW TREE AVE, MORENO VALLEY, CA 92553-4759
Document Number	0000108218
Instrument Date	Apr 6, 2026
Instrument	2026108218
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	12640 WILLOW TREE AVE, MORENO VALLEY, CA 92553-4759

Mortgage

Document Number	0000108218,
Date	Apr 10, 2026
Instrument	2026108218

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.43%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 1, 2024
Property Address	12640 WILLOW TREE AVE, MORENO VALLEY, CA 92553-4759
Document Number	0000030618
Map Reference	MB 115 PG 65-67
Instrument Date	Jan 25, 2024
Instrument	2024-0030618
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	12640 WILLOW TREE AVE, MORENO VALLEY, CA 92553-4759
Document Number	0000536173
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12640 WILLOW TREE AVE MORENO VALLEY CA 925534759, MORENO VALLEY, CA 92553-4759

Mortgage

Document Number	0000536173
Date	Dec 26, 2019
Instrument	536173

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Dec 25, 2098

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	12640 WILLOW TREE AVE, MORENO VALLEY, CA 92553-4759
Document Number	0000536174
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	AMERICAN ADVISORS GROUP, AMERICAN ADVISORS GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12640 WILLOW TREE AVE MORENO VALLEY CA 925534759, MORENO VALLEY, CA 92553-4759

Mortgage

Document Number	0000536174
Date	Dec 26, 2019
Instrument	536174

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Dec 25, 2098

Interest

Rate Type	Adjustable Rate
Rate	5.66%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Moreno Valley City
Unified School District	Moreno Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$563,896 (+2%) Land $62,424 Building $501,472
2025	$6,414.00 (+225.42%)	$552,840 (+246.43%) Land $61,200 Building $491,640
2024	$1,971.00 (+1.97%)
2023	$1,933.00 (+1.84%)	$159,583 Land $30,677 Building $128,906
2022	$1,898.00
2021			$375,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

Nearby Properties on Willow Tree Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures