12640 SPRINGBROOK DR UNIT A, A, SAN DIEGO, CA 92128-5070
Transaction Type
Mortgage
Record Updated
Oct 1, 2025
Title Company
BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
12640 SPRINGBROOK DR A, A, SAN DIEGO, CA 92128-5070
Mortgage
Document Number
0000262072
Date
Sep 19, 2025
Instrument
2025-0262072
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Address
PONTIAC, MI 48341
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Oct 1, 2055
Interest
Rate Type
Adjustable Rate
Rate
5.87%
Type Change Date
Oct 1, 2032
Change Frequency
6 Months
Min Rate At Change
2.75%
Max Rate At Change
10.8%
Index
SOFR Average 30-Day
Max Rate
10.8%
December 2021: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Dec 3, 2021
Property Address
12640 SPRINGBROOK DR UNIT A, A, SAN DIEGO, CA 92128-5070
Document Number
0000824799
Map Reference
MAP 12538
Instrument Date
Nov 17, 2021
Instrument
2021-0824799
Transaction Type
Transfer
Record Updated
Dec 15, 2021
Title Company
TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
12640 SPRINGBROOK DR UNIT A, A, SAN DIEGO, CA 92128-5070
Mortgage
Document Number
0000824800
Date
Dec 3, 2021
Instrument
2021-0824800
Lender
Name
EZ FUNDINGS INC
Type
Lending Institution
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2052
April 2021: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SAN DIEGO CA
Recording Date
Apr 23, 2021
Property Address
12640 SPRINGBROOK DR UNIT A, A, SAN DIEGO, CA 92128-5070
Document Number
0000314429
Map Reference
MAP 12538
Instrument Date
Apr 20, 2021
Instrument
2021-0314429
Transaction Type
Transfer
Record Updated
Aug 24, 2021
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
12640 SPRINGBROOK DR UNIT A, A, SAN DIEGO, CA 92128-5070
Mortgage
Document Number
0000314430
Date
Apr 23, 2021
Instrument
2021-0314430
Lender
Name
QUICKEN LOANS LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
241 Months
Due
May 1, 2041
April 2021: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SAN DIEGO CA
Recording Date
Apr 23, 2021
Property Address
12640 SPRINGBROOK DR UNIT A, A, SAN DIEGO, CA 92128-5070
Document Number
0000314431
Map Reference
MAP 12538
Instrument Date
Apr 20, 2021
Instrument
2021-0314431
Transaction Type
Transfer
Record Updated
Jun 7, 2023
Title Company
ACCOMMODATION
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
12640 SPRINGBROOK DR UNIT A, A, SAN DIEGO, CA 92128-5070
October 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
12640 SPRINGBROOK DR UNIT A, A, SAN DIEGO, CA 92128-5070
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000452994
Date
Oct 2, 2017
Instrument
2017-0452994
Lender
Name
SAN DIEGO COUNTY CU
Type
Credit Union
Address
SAN DIEGO, CA 92196
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2047
January 2020: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Jan 2, 2020
Property Address
12640 SPRINGBROOK DR UNIT A, A, SAN DIEGO, CA 92128-5070
Document Number
0000000179
Instrument Date
Nov 21, 2019
Instrument
179
Transaction Type
Transfer
Record Updated
Jan 14, 2020
Title Company
NOT AVAILABLE
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
3892 SORCI DR SAN JOSE CA 951243839, SAN JOSE, CA 95124-3839
Tax Assessment & Valuation
The 2025 property tax bill for 12640 Springbrook Dr, Unit A was $8,479.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Municipality
San Diego City
Unified School District
Poway Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$815,999 (+2%)Land $547,766Building $268,233
2025
$8,479.00Homeowner's exemption
$800,000Land $537,026Building $262,974
2023
$6,872.00 (+1.52%)
$643,619Land $432,050Building $211,569
2022
$6,769.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 12640 Springbrook Dr, Unit A in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
2 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 12640 Springbrook Dr, Unit A has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source
Surface water
Last State Inspection
Mar 2024
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable
1,000 / 1,000
San Diego Broadband Fixed Wireless
500 / 100
May also be available: AT&T, GeoLinks, T-Mobile, Verizon.