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12640 Shadow Ridge Blvd, Hudson, FL 34669 Property Records

Pasco County property record for 12640 Shadow Ridge Blvd, Hudson, FL 34669

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,804 sqft · built 1984
Lot Size0.402 acres (17,500 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Sep 2023)
Tax Bill$4,265 (2025)
Deeds & MortgagesOct 2025 Transfer
Sep 2023 Sale & Mortgage
+ 5 more
Flood ZoneZone A (high risk)
APN04-25-17-004A-00000-2220

Property Details

APN / Parcel Number

Primary APN04-25-17-004A-00000-2220
Alternative APNs
  • 172504004A000002220
  • 1215304

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,804 sqft Living Area
Gross Area2,288 sqft
1st Floor Area1,624 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area17,500 sqft (0.402 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area484 sqft
DrivewayConcrete Driveway
Driveway Area560 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area336 sqft
PorchFlorida Room
Porch Area220 sqft
Deck AreaDeck Area
Patio Area561 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12640 SHADOW RIDGE BLVD
CityHUDSON
StateFL
Zip34669-2791
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSHADOW LAKES UNIT 1 PB 20 PGS 27-29 LOT 222
Legal Range17E
Legal Township25S
Legal Section04
Legal SubdivisionSHADOW LAKES
Legal Tract4A
Legal Lot Number222
Legal Unit1
JurisdictionPASCO FL
Township / Civil DivisionPORT RICHEY
Census Block Group2
Census Block2021
Census Tract31207

Owner

Source: Pasco County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12640 SHADOW RIDGE BLVD, HUDSON, FL 34669-2791
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Sep 13, 2023Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 26, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Jul 6, 2018Trustee's Deed, Construction Loan · Construction Mortgage
QUICKEN LNS
Jul 18, 2017Grant Deed, Transfer · Conventional with PMI
QUICKEN LNS
Jan 12, 2017Deed in Lieu of Foreclosure, Transfer
DENVER DIL TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2023 · Amount on Record
Deed SaleSep 13, 2023 · Amount on Record
Prior SaleJul 18, 2017 · Amount on Record
Deed Document Number2023162323
Deed Book / Page10884 / 2025
Last Transfer DateAug 30, 2025
Transfer Doc0113020631
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPASCO FL
Recording DateOct 21, 2025
Property Address12640 SHADOW RIDGE BLVD, HUDSON, FL 34669-2791
Document Number0113020631
Book / Page11302 / 631
Map ReferenceMB 20 PG 27-29
Instrument DateAug 3, 2025
Instrument2025199767
Transaction TypeTransfer
Record UpdatedNov 5, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12640 SHADOW RIDGE BLVD, HUDSON, FL 34669-2791

Transferred To (Grantee/Buyer)

NameVerified Name
Address12640 SHADOW RIDGE BLVD, HUDSON, FL 34669-2791

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateSep 13, 2023
Property Address12640 SHADOW RIDGE BLVD, HUDSON, FL 34669-2791
Document Number0108842025
Book / Page10884 / 2025
Map ReferenceMB 20 PG 27-29
Instrument DateAug 28, 2023
Instrument2023162323
Transaction TypeTransfer
Record UpdatedSep 22, 2023
Title CompanyBROKERS TITLE/TAMPA LLC, BROKERS TITLE OF TAMPA LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address427 JOSEPH WAY, TARPON SPRINGS, FL 34689-4834

Transferred To (Grantee/Buyer)

NameVerified Name
Address12640 SHADOW RIDGE BLVD, HUDSON, FL 34669-2791

Mortgage

Document Number0108842027
DateSep 13, 2023
Instrument10884/2027
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12640 SHADOW RIDGE BLVD, HUDSON, FL 34669-2791
Transaction TypeMortgage
Record UpdatedSep 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0104311943
DateSep 7, 2021
Book Page10431/1943
Instrument2021189107
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2036

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12640 SHADOW RIDGE BLVD, HUDSON, FL 34669-2791
Document Number0101103102
Instrument DateMay 26, 2020
Transaction TypeMortgage
Record UpdatedJul 22, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12640 SHADOW RIDGE BLVD HUDSON FL 346692791, HUDSON, FL 34669-2791

Mortgage

Document Number0101103102
DateJun 1, 2020
Book Page010110/003102
Instrument86453
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term324 Months
DueMay 31, 2047

July 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionPASCO FL
Recording DateJul 6, 2018
Property Address12640 SHADOW RIDGE BLVD, HUDSON, FL 34669-2791
Document Number0097523416
Book / Page009752 / 003416
Instrument DateJun 29, 2018
Instrument113906
Transaction TypeConstruction Loan
Record UpdatedJul 27, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12640 SHADOW RIDGE BLVD HUDSON FL 346692791, HUDSON, FL 34669-2791

Mortgage

Document Number97523416
DateJul 6, 2018
Book Page009752/003416
Instrument113906
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPASCO FL
Recording DateJul 18, 2017
Property Address12640 SHADOW RIDGE BLVD, HUDSON, FL 34669-2791
Document Number0095751151
Book / Page009575 / 001151
Instrument DateJun 8, 2017
Instrument112768
Transaction TypeTransfer
Record UpdatedAug 17, 2017
Title CompanySERVICELINK

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,172.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12640 SHADOW RIDGE BLVD HUDSON FL 346692791, HUDSON, FL 34669-2791

Mortgage

Document Number95751155
DateJul 18, 2017
Book Page009575/001155
Instrument112769
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 17, 2047

January 2017: Deed in Lieu of Foreclosure, Transfer

Document TypeDeed in Lieu of Foreclosure
JurisdictionPASCO FL
Recording DateJan 12, 2017
Property Address12640 SHADOW RIDGE BLVD, HUDSON, FL 34669-2791
Document Number0094831757
Book / Page009483 / 001757
Instrument DateDec 29, 2016
Instrument5184
Transaction TypeTransfer
Record UpdatedJan 30, 2017
Title CompanyDENVER DIL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address60 LIVINGSTON AVENUE EPMNWS3D ST PAUL MN 55107, ST PAUL, MN 55107
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$278,629 (-0.57%) Land $53,375 Building $225,254$278,629 (-0.57%) Land $53,375 Building $225,254
2025$4,265.00 (-6.45%)$280,228 (-5.25%) Land $53,375 Building $226,853$280,228 (-5.25%) Land $53,375 Building $226,853
2024$4,559.00 (+96.76%) Homeowner's exemption$295,770 (+80.17%) Land $56,175 Building $239,595$295,770 (+1.66%) Land $56,175 Building $239,595
2023$2,317.00 (+11.61%) Additional exemption filed$164,160 (+3%) Land $42,245 Building $121,915$290,943 (+18.95%) Land $42,245 Building $248,698
2022$2,076.00 Homeowner's exemption$159,380 Land $35,245 Building $124,135$244,588 Land $35,245 Building $209,343

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims3 (1985–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimNov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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