12640 Second Ave S, Southgate, MI 48195 Property Records

Wayne County property record for 12640 Second Ave S, Southgate, MI 48195

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 2006
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jul 2023)
Tax Bill	$5,265 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`53 004 02 0060 000`

Property Details

APN / Parcel Number

Primary APN	`53 004 02 0060 000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Lot Area	3,049 sqft (0.07 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12640 SECOND AVE S
City	SOUTHGATE
State	MI
Zip	48195-3544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23K60 UNIT 60 WAYNE COUNTY COND SUB PLAN NO 903 AKA THE VILLAGE AT SOUTHTOWN T3S R10E L44313 OF DEEDS P 273 TO 340
Legal Subdivision	THE VILLAGE AT SOUTHTOWN
Legal Lot Number	0060
Legal Unit	60
Jurisdiction	WAYNE MI
Township / Civil Division	SOUTHGATE
Census Block Group	4
Census Block	4004
Census Tract	581600

Owner

12640 Second Ave S is owned and occupied by two individuals who bought it in July 2023.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12640 SECOND AVE S, SOUTHGATE, MI 48195-3544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage OUTAMATION INC
Aug 8, 2023	Deed of Trust, Mortgage · FHA Mortgage PLAZA HOME MORTGAGE INC
Jul 13, 2023	Warranty Deed, Transfer LIBERTY TITLE
Sep 27, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jan 25, 2017	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2023 · Amount on File
Deed Sale	Jul 13, 2023 · Amount on File
Prior Sale	Jun 10, 2014 · Amount on File
Deed Document Number	2023190089
Deed Book / Page	58344 / 1135
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	12640 SECOND AVE S, SOUTHGATE, MI 48195-3544
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12640 SECOND AVE S, SOUTHGATE, MI 48195-3544

Mortgage

Document Number	0597490875
Date	Aug 29, 2025
Book Page	59749/875
Instrument	2025248075

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	POMPANO BEACH, FL 33067

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	480 Months
Due	Aug 1, 2065

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	12640 SECOND AVE S, SOUTHGATE, MI 48195-3544
Transaction Type	Mortgage
Record Updated	Aug 30, 2023
Title Company	TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19924 BURT RD, DETROIT, MI 48219-1302

Mortgage

Document Number	0583930084
Date	Aug 8, 2023
Book Page	58393/84
Instrument	2023215810

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jul 13, 2023
Property Address	12640 SECOND AVE S, SOUTHGATE, MI 48195-3544
Document Number	0583441135
Book / Page	58344 / 1135
Map Reference	LB 44313 PG 273
Instrument Date	Jul 7, 2023
Instrument	2023190089
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$1,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12640 SECOND AVE S, SOUTHGATE, MI 48195-3544

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12640 SECOND AVE S, SOUTHGATE, MI 48195-3544

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	12640 SECOND AVE S, SOUTHGATE, MI 48195-3544
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12640 SECOND AVE S 60, 60, SOUTHGATE, MI 48195-3544

Mortgage

Document Number	0570660080
Date	Sep 27, 2021
Book Page	57066/80
Instrument	2021354818

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	305 Months
Due	Feb 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	12640 SECOND AVE S, SOUTHGATE, MI 48195-3544
Document Number	0535021212
Book / Page	053502 / 001212
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Apr 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12640 SECOND AVE S #60 SOUTHGATE MI 481953544, 60, SOUTHGATE, MI 48195-3544

Mortgage

Document Number	0535021212
Date	Feb 3, 2017
Book Page	053502/001212
Instrument	35147

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12640 Second Ave S was $5,265 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Southgate City
Unified School District	Southgate Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,300 (+5.68%)	$204,600 (+5.68%)
2025	$5,265.00 Homeowner's exemption	$96,800	$193,600
2023	$3,819.00 (+8.77%) Homeowner's exemption	$72,300 (+8.56%)	$144,600 (+8.56%)
2022	$3,511.00 Homeowner's exemption	$66,600	$133,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12640 Second Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12640 Second Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHGATE serves 30,047 people · EPA ID MI0006170
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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