Lee County property record for 12640 S Banks Dr, Captiva, FL 33924
| Property Type | Outdoor Recreation: Beach, Mountain, Desert |
|---|---|
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $186 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 15-45-21-01-0000A.0030 |
| Primary APN | 15-45-21-01-0000A.0030 |
|---|---|
| Alternative APNs |
|
| Lot Area | 26,136 sqft (0.6 acres) |
|---|---|
| View / Lot | Gulf |
| Account Number | 10003855 |
|---|---|
| Street Address | 12640 S BANKS DR |
| City | UPPER CAPTIVA |
| State | FL |
| Property Category | Public Works |
| Property Type | Public Works > Outdoor Recreation: Beach, Mountain, Desert |
| Local Zoning Code | RM-2 |
| Legal Description | UPPER CAPTIVA SHORES UNREC BLK A OR 956 PG 856 LOT 3 + 1/38 OF LOT 12 BLK B |
| Legal Range | 21E |
| Legal Township | 45S |
| Legal Section | 15 |
| Legal Subdivision | UPPER CAPTIVA SHORES |
| Legal Tract | 01 |
| Legal Block | A,B |
| Legal Lot Number | 1,3,1 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 80100 |
Source: Lee County records, as of July 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1200 HARBOR RIDGE DR, GREENSBORO, GA 30642-5478 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 31, 2002 |
| Transfer Doc | 3573001578 |
| Record Updated | Sep 20, 2026 |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,465 (+1%) Land $13,465 | $13,512 (-) Land $13,512 | |
| 2025 | $186.00 (-75.84%) | $12,241 (-9.41%) Land $12,241 | $13,512 (-) Land $13,512 |
| 2023 | $770.00 (-1.03%) | $13,512 (-) Land $13,512 | $13,512 (-) Land $13,512 |
| 2022 | $778.00 | $13,512 Land $13,512 | $13,512 Land $13,512 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 774 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 83 condo units |
| Nearby Flood Claims | 1,041 (1988–2024) |
| Claims Outside the SFHA | 76 of 1,041 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P19P “North Captiva Island” |
| Unit Type | Otherwise Protected Area |
| NFIP Eligibility | Limited only for structures consistent with the area's protected purpose |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T.
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