12640 Peachwood Ct, Poway, CA 92064 Property Records

San Diego County property record for 12640 Peachwood Ct, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,783 sqft · built 1988
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,796,000 (Mar 2024)
Tax Bill	$20,808 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`314-711-15-00`

Property Details

APN / Parcel Number

Primary APN	`314-711-15-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,783 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12640 PEACHWOOD CT
City	POWAY
State	CA
Zip	92064-6460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC-2
Legal Description	LOT 338 TR 011745
Legal Subdivision	4191-6R
Legal Tract	011745
Legal Block	1
Legal Lot Number	338
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	17054

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12640 PEACHWOOD CT, POWAY, CA 92064-6460
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage SPEC HOME LOANS
Mar 22, 2024	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Apr 5, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 26, 2018	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU
Aug 17, 2017	Intrafamily Transfer, Transfer · VA Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Aug 18, 2017	Quit Claim Deed, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2024 · Amount on Record
Deed Sale	Mar 22, 2024 · Amount on Record
Prior Sale	Mar 4, 2002 · Amount on Record
Deed Document Number	202472669
Prior Transfer Date	Jul 13, 2017
Prior Transfer Doc	0000376664
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12640 PEACHWOOD CT, POWAY, CA 92064-6460
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12640 PEACHWOOD CT, POWAY, CA 92064-6460

Mortgage

Document Number	0000329921
Date	Nov 21, 2025
Instrument	2025-0329921

Lender

Name	SPEC HOME LOANS
Type	Mortgage Company
Address	LA VERNE, CA 91750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 22, 2024
Property Address	12640 PEACHWOOD CT, POWAY, CA 92064-6460
Document Number	0000072669
Map Reference	MAP 11745
Instrument Date	Mar 7, 2024
Instrument	2024-0072669
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12640 PEACHWOOD CT, POWAY, CA 92064-6460

Mortgage

Document Number	0000072670
Date	Mar 22, 2024
Instrument	2024-0072670

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12640 PEACHWOOD CT, POWAY, CA 92064-6460
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12640 PEACHWOOD CT, POWAY, CA 92064-6460

Mortgage

Document Number	0000260856
Date	Apr 5, 2021
Instrument	2021-0260856

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12640 PEACHWOOD CT, POWAY, CA 92064-6460
Document Number	0000494128
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12640 PEACHWOOD CT POWAY CA 920646460, POWAY, CA 92064-6460

Mortgage

Document Number	0000494128
Date	Nov 30, 2018
Instrument	494128

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209-9100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

Interest

Rate Type	Adjustable Rate

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 17, 2017
Property Address	12640 PEACHWOOD CT, POWAY, CA 92064-6460
Document Number	0000375652
Map Reference	MAP11745
Instrument Date	Jul 13, 2017
Instrument	2017-0375652
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12640 PEACHWOOD CT, POWAY, CA 92064-6460

Mortgage

Document Number	0000375653
Date	Aug 17, 2017
Instrument	2017-0375653

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 18, 2017
Property Address	12640 PEACHWOOD CT, POWAY, CA 92064-6460
Document Number	0000376664
Instrument Date	Jul 13, 2017
Instrument	376664
Transaction Type	Transfer
Record Updated	Aug 24, 2017
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12640 PEACHWOOD CT POWAY CA 920646460, POWAY, CA 92064-6460

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,868,558 (+2%) Land $1,311,944 Building $556,614
2025	$20,808.00 (+148.42%) Homeowner's exemption	$1,831,920 (+148.83%) Land $1,286,220 Building $545,700
2023	$8,376.00 (+1.68%) Homeowner's exemption	$736,212 Land $379,005 Building $357,207
2022	$8,238.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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