12640 McBride Rd, Spring Hill, FL 34610 Property Records

Pasco County property record for 12640 McBride Rd, Spring Hill, FL 34610

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,152 sqft · built 1999
Lot Size	1.1 acres (48,247 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (May 2022)
Tax Bill	$2,675 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`05-25-18-0020-00000-2750`

Property Details

APN / Parcel Number

Primary APN	`05-25-18-0020-00000-2750`
Alternative APNs	`1825050020000002750` `0908705`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,376 sqft
1st Floor Area	1,152 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	48,247 sqft (1.1 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Aluminum Porch
Porch Area	224 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12640 MCBRIDE RD
City	SPRING HILL
State	FL
Zip	34610-4512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	KENT SUB UNREC PLAT LOT 275 DESC AS THE EAST 150 FT OF THE WEST 455 FT OF SOUTH 316 FT OF NORTH 716 FT OF SW1/4 OF NE1/4 SUBJECT TO AN EASEMENT FOR INGRESS & EGRESS OVER & ACROSS THE NORTH 25 FT THEREOF
Legal Range	18E
Legal Township	25S
Legal Section	05
Legal Subdivision	KENT SUBDIVISION
Legal Tract	20
Legal Lot Number	275
Jurisdiction	PASCO FL
Township / Civil Division	PORT RICHEY
Census Block Group	2
Census Block	2004
Census Tract	31809

Owner

12640 McBride Rd is owned and occupied by an individual who bought it in May 2022.

Source: Pasco County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	12640 MCBRIDE RD, SPRING HILL, FL 34610-4512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022 · Amount on File
Deed Sale	May 20, 2022 · Amount on File
Deed Document Number	2022114235
Deed Book / Page	10618 / 1720
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	May 20, 2022
Property Address	12640 MCBRIDE RD, SPRING HILL, FL 34610-4512
Document Number	0106181720
Book / Page	10618 / 1720
Map Reference	MB 871 PG 504
Instrument Date	May 13, 2022
Instrument	2022114235
Transaction Type	Transfer
Record Updated	Jun 2, 2022
Title Company	STRATEGIC TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 168, CHAPLIN, KY 40012-0168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12640 MCBRIDE RD, SPRING HILL, FL 34610-4512

Mortgage

Document Number	0106181722
Date	May 20, 2022
Instrument	10618/1722

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 12640 McBride Rd was $2,675 with a homeowner's exemption, up 2.7% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,230 (+2.9%)	$218,388 (-0.23%) Land $43,514 Building $174,874
2025	$2,675.00 (+2.69%) Homeowner's exemption	$187,790 Land $43,514 Building $144,276	$218,887 Land $43,514 Building $175,373
2024	$2,605.00 (+4.12%)
2023	$2,502.00 (+7.43%) Additional exemption filed	$177,193 (+23.41%) Land $22,753 Building $154,440	$177,193 (+23.41%) Land $22,753 Building $154,440
2022	$2,329.00	$143,578 Land $18,979 Building $124,599	$143,578 Land $18,979 Building $124,599

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12640 McBride Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 60 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	5 (1993–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Hermine, Sep 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12640 McBride Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20