12640 Keymar Rd, Keymar, MD 21757 Property Records

Frederick County property record for 12640 Keymar Rd, Keymar, MD 21757

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,240 sqft · built 2001
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,000 (Dec 2017)
Tax Bill	$5,268 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-367218`

Property Details

APN / Parcel Number

Primary APN	`17-367218`
Alternative APN	`367218`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,240 sqft Living Area
Gross Area	2,289 sqft
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	52,708 sqft (1.21 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	329 sqft
Deck Area	128 sqft
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	367218
Street Address	12640 KEYMAR RD
City	KEYMAR
State	MD
Zip	21757-8601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 2 SECTION 2 1.21 ACRES RICHARD SIGLER ESTATES
Legal Subdivision	ACRES RICHARD SIGLER ESTATES
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	17, JOHNSVILLE
Census Block Group	1
Census Block	1003
Census Tract	751600

Owner

Source: Frederick County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12640 KEYMAR RD, KEYMAR, MD 21757-8601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FEDERAL CREDIT UNION/MD
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Apr 10, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Dec 7, 2017	Grant Deed, Transfer · FHA Mortgage WEST TOWN BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2017 · Amount on Record
Deed Sale	Dec 7, 2017 · Amount on Record
Prior Sale	Mar 27, 2012 · Amount on Record
Deed Document Number	201712169-0258
Deed Book / Page	12169 / 258
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Jun 11, 2026
Property Address	12640 KEYMAR RD, KEYMAR, MD 21757-8601
Document Number	1790000127
Book / Page	17909 / 127
Instrument Date	Jun 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	12640 KEYMAR RD, KEYMAR, MD 21757-8601

Mortgage

Document Number	1790000127,
Date	Jun 11, 2026
Book Page	17909/127

Lender

Name	FIRST FINANCIAL FEDERAL CREDIT UNION/MD

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 30, 2046

Interest

Rate Type	Adjustable Rate
Rate	2.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	12640 KEYMAR RD, KEYMAR, MD 21757-8601
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145060154
Date	Feb 2, 2021
Book Page	14506/154

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	NEW MARKET, MD 21774

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	12640 KEYMAR RD, KEYMAR, MD 21757-8601
Document Number	0137030497
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12640 KEYMAR RD KEYMAR MD 217578601, KEYMAR, MD 21757-8601

Mortgage

Document Number	0137030497
Date	May 4, 2020
Book Page	013703/000497

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 7, 2017
Property Address	12640 KEYMAR RD, KEYMAR, MD 21757-8601
Document Number	0121690258
Book / Page	012169 / 000258
Instrument Date	Nov 28, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12640 KEYMAR RD KEYMAR MD 217578601, KEYMAR, MD 21757-8601

Mortgage

Document Number	121690265
Date	Dec 7, 2017
Book Page	012169/000265

Lender

Name	WEST TOWN BK&TR
Address	RALEIGH, NC 27615

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,268.00 (+15.5%) Homeowner's exemption	$507,500 (+23.57%) Land $121,400 Building $386,100	$507,500 (-) Land $121,400 Building $386,100
2023	$4,561.00 Homeowner's exemption	$410,700	$507,500 Land $121,400 Building $386,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MN FWA Buyer Fixed Wireless	10 / 1
EarthLink Business Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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