Ray County property record for 12640 Derstler Rd, Richmond, MO 64085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,132 sqft · built 1920 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $111 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-04-17-00-000-006.000 |
| Primary APN | 10-04-17-00-000-006.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,132 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 435,600 sqft (10 acres) |
| Porch | Slab |
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Heating System | HVAC |
|---|
| Street Address | 12640 DERSTLER RD |
|---|---|
| City | RICHMOND |
| State | MO |
| Zip | 64085-8109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF SW1/4 OF NW1/4 DESC AS BEG AT SE CORNER OF SW1/4 OF NW1/4 TH: W 806' N 540' E 806' S 540' TO P.O.B. LESS & EX RD R/W |
| Legal Range | 27 |
| Legal Township | 52 |
| Legal Section | 17 |
| Jurisdiction | RAY MO |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1164 |
| Census Tract | 80100 |
Source: Ray County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12640 DERSTLER RD, RICHMOND, MO 64085-8109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Ray County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Ray County |
| Unified School District | Richmond R-XVI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,820 (-) | $11,520 (-) | |
| 2025 | $111.00 (-1.77%) | $1,820 (-1.62%) Land $1,110 Building $710 | $11,520 (-2.12%) Land $7,260 Building $4,260 |
| 2024 | $113.00 (-52.12%) | $1,850 (-52.32%) Land $1,110 Building $740 | |
| 2023 | $11,770 (-42.28%) Land $7,260 Building $4,510 | ||
| 2022 | $236.00 | $3,880 Land $1,430 Building $2,450 | |
| 2021 | $20,390 Land $7,500 Building $12,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1993–1998) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Oct 1998 · Severe Storms, Flooding And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAY COUNTY CONS PWSD 2 serves 9,360 people · EPA ID MO1024511 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
| Air Link Rural Broadband Fixed Wireless | 25 / 3 |
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