12640 Belcroft Dr, Riverview, FL 33579 Property Records

Hillsborough County property record for 12640 Belcroft Dr, Riverview, FL 33579

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,274 sqft · built 2009
Lot Size	0.125 acres (5,488 sqft)
Owner	2 Owner Names on File
Last Sale	$200,500 (Nov 2009)
Tax Bill	$7,615 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0774361594`

Property Details

APN / Parcel Number

Primary APN	`0774361594`
Alternative APN	`U043120972000014000320`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,274 sqft Heated Area
1st Floor Area	1,051 sqft
2nd Floor Area	1,942 sqft
Upper Floors Area	252 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2017
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,488 sqft (0.125 acres)
Lot Dimensions	113 ft deep x 48.6 ft wide
Garage Area	252 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	158 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0774361594
Street Address	12640 BELCROFT DR
City	RIVERVIEW
State	FL
Zip	33579-3911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	PANTHER TRACE PHASE 2B-1 LOT 32 BLOCK 14
Legal Range	20E
Legal Township	31S
Legal Section	04
Legal Subdivision	PANTHER TRACE PHASE 2B-1
Legal Phase	2B-1
Legal Tract	972
Legal Block	14
Legal Lot Number	32
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	3
Census Block	3002
Census Tract	13917

Owner

Source: Hillsborough County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	4520 PARKVIEW LN, NICEVILLE, FL 32578-8733

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2009 · Amount on Record
Deed Sale	Nov 19, 2009 · Amount on Record
Prior Sale	Jul 22, 2009 · Amount on Record
Deed Document Number	2009388935
Deed Book / Page	19579 / 0419
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	12640 BELCROFT DR, RIVERVIEW, FL 33579-3911
Document Number	0000423379
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4520 PARKVIEW LN NICEVILLE FL 325788733, NICEVILLE, FL 32578-8733

Mortgage

Document Number	0000423379
Date	Oct 13, 2020
Instrument	423379

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,615.00 (+14.75%)	$299,495 (-1.14%) Land $78,374 Building $221,121	$299,495 (-1.14%) Land $78,374 Building $221,121
2023	$6,636.00 (+10.69%)	$302,955 (+14.17%) Land $75,575 Building $227,380	$302,955 (+14.17%) Land $75,575 Building $227,380
2022	$5,995.00	$265,347 Land $61,580 Building $203,767	$265,347 Land $61,580 Building $203,767

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	4 (2020–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20