Chisago County property record for 12640 314th St, Lindstrom, MN 55045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,579 sqft · built 2015 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $254,800 (Nov 2015) |
| Tax Bill | $4,316 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-00012-89 |
| Primary APN | 15-00012-89 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,579 sqft Living Area |
| Gross Area | 2,621 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Area | 1,122 sqft |
| Deck Area | 705 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3995197 |
|---|---|
| Street Address | 12640 314TH ST |
| City | LINDSTROM |
| State | MN |
| Zip | 55045-8451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SUBDIVISIONNAME SHORES OF FOREST RIDGE LOT 004 BLOCK 005 SUBDIVISIONCD 15550 |
| Legal Range | 020 |
| Legal Township | 034 |
| Legal Section | 28 |
| Legal Subdivision | SHORES OF FOREST RIDGE |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | LINDSTROM |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 110501 |
12640 314th St is owned and occupied by an individual who bought it in November 2015.
Source: Chisago County records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12640 314TH ST, LINDSTROM, MN 55045-8451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2015 · Amount on File |
| Deed Sale | Nov 16, 2015 · Amount on File |
| Prior Sale | Mar 27, 2015 · Amount on File |
| Deed Document Number | 2015434976 |
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 12640 314th St was $4,316 with a homeowner's exemption, down 4.4% from the year before.
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| Municipality | Lindstrom City |
| Unified School District | Chisago Lakes School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,316.00 (-4.39%) | ||
| 2025 | $4,514.00 Homeowner's exemption | ||
| 2024 | $340,500 (-3.57%) | $355,100 (-0.84%) | |
| 2023 | $4,274.00 (-1.11%) Homeowner's exemption | $353,100 (+4.41%) | $358,100 (+3.98%) Land $75,000 Building $283,100 |
| 2022 | $4,322.00 (+4.5%) Homeowner's exemption | $338,200 (+25.07%) | $344,400 (+22.04%) Land $78,000 Building $266,400 |
| 2021 | $4,136.00 | $270,400 | $282,200 Land $60,000 Building $222,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12640 314th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | May 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12640 314th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lindstrom serves 4,938 people · EPA ID MN1130007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier, GigFire.
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