St. Louis County property record for 1264 Highpoint Trl, Cotton, MN 55724
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 688 sqft · built 1978 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,714 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 662-0010-05092 |
| Primary APN | 662-0010-05092 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 688 sqft Gross Area |
| 1st Floor Area | 688 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 40,946 sqft (0.94 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 64 sqft |
| Cabin | 256 sqft |
| Storage Building | 40 sqft |
| Sauna | Sauna |
| Heating Fuel | Wood |
|---|
| Account Number | 999202 |
|---|---|
| Street Address | 1264 HIGHPOINT TRL |
| City | COTTON |
| State | MN |
| Zip | 55724 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | ELY 150 FT OF LOT 2 SERIAL # |
| Legal Range | 15W |
| Legal Township | 55N |
| Legal Section | 33 |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | WHITEFACE RESERVOIR |
| Census Block Group | 2 |
| Census Block | 2072 |
| Census Tract | 11402 |
1264 Highpoint Trl, a residential property, is owned by an individual who acquired it in December 2001.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 26 CHURCH RD, ESKO, MN 55733-9552 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 31, 2001 |
| Transfer Doc | 0000841629 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 1264 Highpoint Trl was $1,714, up 12.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | Mesabi East School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,714.00 (+12.17%) | ||
| 2025 | $1,528.00 (+8.52%) | $183,400 (+30.72%) Land $76,800 Building $106,600 | $183,400 (+30.72%) Land $76,800 Building $106,600 |
| 2024 | $1,408.00 | $140,300 Land $58,500 Building $81,800 | $140,300 Land $58,500 Building $81,800 |
| 2022 | $121,500 Land $67,500 Building $54,000 | $121,500 Land $67,500 Building $54,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1264 Highpoint Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1264 Highpoint Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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