1264 E 300 N, Peru, IN 46970 Property Records

Miami County property record for 1264 E 300 N, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,732 sqft · built 1980
Lot Size	1.87 acres (81,544 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,625 (Jul 2024)
Tax Bill	$1,758 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-08-02-300-006.001-015`

Property Details

APN / Parcel Number

Primary APN	`52-08-02-300-006.001-015`
Alternative APN	`00384748758`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,732 sqft Living Area
1st Floor Area	1,072 sqft
Attic	Attic
Attic Area	1,320 sqft
Basement Area	330 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	81,544 sqft (1.87 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	00384748758
Street Address	1264 E 300 N
City	PERU
State	IN
Zip	46970-8021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 02-27-04 1.872 ACRES DA 735 29 160 01601
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	2
Census Block	2000
Census Tract	952100

Owner

Source: Miami County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1264 E 300 N, PERU, IN 46970-8021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage CROSSROADS BANK
Oct 20, 2020	Warranty Deed, Transfer · Conventional Mortgage TEACHERS CU
Feb 17, 2017	Warranty Deed, Transfer · ARM FIRST BANK OF BERNE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2024 · Amount on Record
Deed Sale	Jul 19, 2024 · Amount on Record
Prior Sale	Oct 20, 2020 · Amount on Record
Deed Document Number	2024522728
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	1264 E 300 N, PERU, IN 46970-8021
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190523749
Date	Sep 16, 2019
Instrument	20190523749

Lender

Name	CROSSROADS BANK
Type	Bank
Address	PERU, IN 46970

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Oct 20, 2020
Property Address	1264 E 300 N, PERU, IN 46970-8021
Document Number	20200524366
Instrument Date	Oct 9, 2020
Instrument	20200524366
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1264 E 300 N, PERU, IN 46970-8021

Mortgage

Document Number	20200524367
Date	Oct 20, 2020
Instrument	20200524367

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Feb 17, 2017
Property Address	1264 E 300 N, PERU, IN 46970-8021
Document Number	20170520705
Instrument Date	Feb 13, 2017
Instrument	20170520705
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170520706
Date	Feb 17, 2017
Instrument	20170520706

Lender

Name	FIRST BANK OF BERNE
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Feb 17, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Type Change Date	Feb 17, 2022
Change Frequency	5 Years
Min Rate At Change	5%
Max Rate At Change	9.49%
Index	5-Year CMT
Margin	4
Max Rate	9.49%

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,758.00 (+17.59%) Homeowner's exemption	$189,300 (+27.65%) Land $23,200 Building $166,100	$189,300 (+27.65%) Land $23,200 Building $166,100
2024	$1,495.00 (-6.5%)
2023	$1,599.00 (+56.61%)	$148,300 Land $23,200 Building $125,100	$148,300 Land $23,200 Building $125,100
2022	$1,021.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (1998–2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Skyewaves Fixed Wireless	100 / 100
Good Connections Fixed Wireless	100 / 100
Watch TV Fixed Wireless	25 / 3

May also be available: AT&T, RTC Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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