Hamilton County property record for 1264 Duane Rd, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,448 sqft · built 1935 |
| Lot Size | 0.679 acres (29,585 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,000 (Dec 2020) |
| Tax Bill | $3,304 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 127I D 003 |
| Primary APN | 127I D 003 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,448 sqft Living Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 29,585 sqft (0.679 acres) |
| Lot Dimensions | 295 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000051322 |
|---|---|
| Street Address | 1264 DUANE RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 35 A HENSLEYS RESUB OF LOT 35 L M THOMAS TRACT PB42 PG418 |
| Legal Subdivision | A HENSLEYS RESUB |
| Legal Lot Number | 35A |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1264 Duane Rd is owned and occupied by two individuals who bought it in December 2020.
Source: Hamilton County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1264 DUANE RD, CHATTANOOGA, TN 37405-2333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Dec 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage PLATINUM FIN'L FUND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2020 · Amount on File |
| Deed Sale | Dec 16, 2020 · Amount on File |
| Prior Sale | Jan 5, 2015 · Amount on File |
| Deed Document Number | 2020185 |
| Deed Book / Page | 12277 / 899 |
| Prior Transfer Date | Dec 16, 2013 |
| Prior Transfer Doc | 0000000160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1264 DUANE RD, CHATTANOOGA, TN 37405-2333 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000000309 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 12507/130 |
| Instrument | 2021060100309 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 16, 2020 |
| Property Address | 1264 DUANE RD, CHATTANOOGA, TN 37405-2333 |
| Document Number | 1216000185 |
| Book / Page | 012277 / 000899 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 201216000185 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2021 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,868.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1264 DUANE RD CHATTANOOGA TN 374052333, CHATTANOOGA, TN 37405-2333 |
| Document Number | 1216000186 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 012277/000901 |
| Instrument | 201216000186 |
| Name | PLATINUM FIN'L FUND |
|---|---|
| Type | Funding / Finance Company |
| Address | CHATTANOOGA, TN 37421 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 15, 2050 |
The 2025 property tax bill for 1264 Duane Rd was $3,304, down 15% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,304.00 (-15.04%) | $218,000 (+25.4%) | $872,000 (+25.4%) Land $292,500 Building $579,500 |
| 2024 | $3,889.00 (+4.63%) | $173,850 (+4.63%) | $695,400 (+4.63%) Land $195,000 Building $500,400 |
| 2023 | $3,717.00 | $166,150 (-) | $664,600 (-) Land $195,000 Building $469,600 |
| 2022 | $3,717.00 | $166,150 | $664,600 Land $195,000 Building $469,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1264 Duane Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1264 Duane Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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