12637 Pratton Ln, Galt, CA 95632 Property Records

Sacramento County property record for 12637 Pratton Ln, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,360 sqft · built 1987
Lot Size	5.05 acres (219,978 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (Oct 2021)
Tax Bill	$13,240 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-1140-006-0000`

Property Details

APN / Parcel Number

Primary APN	`148-1140-006-0000`
Alternative APN	`14800520450000`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,360 sqft Living Area
1st Floor Area	3,215 sqft
2nd Floor Area	879 sqft
Family Room	Family Room

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	219,978 sqft
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Pool Area	26,101 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	12637 PRATTON LN
City	GALT
State	CA
Zip	95632-8427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-5
Legal Description	PARCEL MAP, LOT D
Legal Lot Number	D
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1071
Census Tract	9403

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12637 PRATTON LN, GALT, CA 95632-8427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2025	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Oct 22, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on File
Deed Sale	Oct 22, 2021 · Amount on File
Prior Sale	Mar 15, 2006 · Amount on File
Deed Book / Page	20211022 / 1500
Prior Transfer Date	Jan 31, 2020
Prior Transfer Doc	2100000000366
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12637 PRATTON LN, GALT, CA 95632-8427
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12637 PRATTON LN, GALT, CA 95632-8427

Mortgage

Document Number	0000000840
Date	Jan 16, 2025
Instrument	202501160840

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 22, 2021
Property Address	12637 PRATTON LN, GALT, CA 95632-8427
Document Number	2021102201500
Map Reference	MB 92 PG 30
Instrument Date	Oct 19, 2021
Instrument	2021102201500
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12637 PRATTON LN, GALT, CA 95632-8427

Mortgage

Document Number	2021102201501
Date	Oct 22, 2021
Instrument	2021102201501

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 10, 2020
Property Address	12637 PRATTON LN, GALT, CA 95632-8427
Document Number	2002100366
Instrument Date	Jan 31, 2020
Instrument	2002100366
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10400 TWIN CITIES RD #20-173 GALT CA 956329033, 20-173, GALT, CA 95632-9033

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,169,025 (+2%) Land $351,789 Building $817,236
2025	$13,240.00 (+4.46%)	$1,146,104 (+4.04%) Land $344,892 Building $801,212
2024	$12,675.00 (+2.14%)
2023	$12,410.00 (+4.2%)	$1,101,600 Land $331,500 Building $770,100
2022	$11,910.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	12 (1995–2023)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, Frontier.

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