Pasco County property record for 12636 White Bluff Rd, Hudson, FL 34669
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,010 sqft · built 2007 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (May 2026) |
| Tax Bill | $5,982 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-25-17-0070-00000-3260 |
| Primary APN | 03-25-17-0070-00000-3260 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,010 sqft Living Area |
| Gross Area | 2,451 sqft |
| 1st Floor Area | 967 sqft |
| Upper Floors Area | 926 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12636 WHITE BLUFF RD |
|---|---|
| City | HUDSON |
| State | FL |
| Zip | 34669-5018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | VERANDAHS PB 56 PG 064 LOT 326 |
| Legal Range | 17E |
| Legal Township | 25S |
| Legal Section | 03 |
| Legal Subdivision | VERANDAHS |
| Legal Tract | 70 |
| Legal Lot Number | 326 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 31208 |
12636 White Bluff Rd is owned and occupied by an individual who bought it in May 2026.
Source: Pasco County records, as of May 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12636 WHITE BLUFF RD, HUDSON, FL 34669-5018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage KEYSTONE TITLE |
| May 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage KEYSTONE TITLE |
| Dec 19, 2025 | Warranty Deed, Construction Loan · Construction Mortgage ALTO CAPITAL HOLDINGS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on File |
| Deed Sale | May 1, 2026 · Amount on File |
| Prior Sale | Dec 19, 2025 · Amount on File |
| Deed Document Number | 202680470 |
| Deed Book / Page | 11411 / 1801 |
| Prior Transfer Date | Jun 16, 2008 |
| Prior Transfer Doc | 0079131131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | May 1, 2026 |
| Property Address | 12636 WHITE BLUFF RD, HUDSON, FL 34669-5018 |
| Document Number | 0114111801 |
| Book / Page | 11411 / 1801 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202680470 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | KEYSTONE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258,055.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12636 WHITE BLUFF RD, HUDSON, FL 34669-5018 |
| Document Number | 0000080471, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 202680471 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2056 |
| Rate | 5.5% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | May 1, 2026 |
| Property Address | 12636 WHITE BLUFF RD, HUDSON, FL 34669-5018 |
| Document Number | 0000080470 |
| Book / Page | 11411 / 1801 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.80470 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | KEYSTONE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258,055.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12636 WHITE BLUFF RD, HUDSON, FL 34669-5018 |
| Document Number | 0000080471, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026..80471 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2056 |
| Rate | 5.5% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Dec 19, 2025 |
| Property Address | 12636 WHITE BLUFF RD, HUDSON, FL 34669-5018 |
| Document Number | 0113360375 |
| Book / Page | 11336 / 375 |
| Map Reference | MB 56 PG 64 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 2025238235 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 9, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12636 WHITE BLUFF RD, HUDSON, FL 34669-5018 |
| Name | Verified Name |
|---|---|
| Address | 14527 STRATHGLASS DR, HUDSON, FL 34667-4267 |
| Document Number | 0011336377 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 11336/377 |
| Name | ALTO CAPITAL HOLDINGS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Jan 1, 2027 |
The 2025 property tax bill for 12636 White Bluff Rd was $5,982 with a homeowner's exemption, down 4.3% from the year before.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,788 (-0.2%) Land $54,300 Building $227,488 | $281,788 (-0.2%) Land $54,300 Building $227,488 | |
| 2025 | $5,982.00 (-4.3%) Homeowner's exemption | $282,356 Land $54,300 Building $228,056 | $282,356 Land $54,300 Building $228,056 |
| 2024 | $6,251.00 (+4.18%) | ||
| 2023 | $6,000.00 (+17.6%) | $296,068 (+28.07%) Land $41,340 Building $254,728 | $296,068 (+28.07%) Land $41,340 Building $254,728 |
| 2022 | $5,102.00 | $231,171 Land $34,440 Building $196,731 | $231,171 Land $34,440 Building $196,731 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12636 White Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12636 White Bluff Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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