Clinton County property record for 12635 Warm Creek Dr, De Witt, MI 48820
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,082 sqft · built 2023 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $94,500 (Dec 2022) |
| Tax Bill | $3,670 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-210-000-198-00 |
| Primary APN | 150-210-000-198-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,082 sqft Living Area |
| 1st Floor Area | 1,704 sqft |
| Basement Area | 1,704 sqft |
| Finished Basement | 1,884 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 684 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 280 sqft |
| Balcony Area | 340 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 12635 WARM CREEK DR |
|---|---|
| City | DEWITT |
| State | MI |
| Zip | 48820-7867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 198 OF PHASE 6, LAKESIDE PRESERVE SEC 12 T5N R3W (SPLIT FROM 012-400-015-52 IN 2006) 0.33 ACRE |
| Legal Range | 03W |
| Legal Township | 05N |
| Legal Section | 12 |
| Legal Subdivision | LAKESIDE PRESERVE |
| Legal Phase | 6 |
| Legal Lot Number | 198 |
| Jurisdiction | CLINTON MI |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 10300 |
12635 Warm Creek Dr is owned and occupied by two individuals who bought it in December 2022.
Source: Clinton County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12635 WARM CREEK DR, DEWITT, MI 48820-7867 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK |
| Apr 9, 2019 | Deed of Trust, Mortgage · Construction Mortgage INDEPENDENT BANK |
| Dec 16, 2022 | Warranty Deed, Construction Loan · Construction Mortgage THE DART BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2022 · Amount on File |
| Deed Sale | Dec 16, 2022 · Amount on File |
| Prior Sale | Apr 5, 2012 · Amount on File |
| Deed Document Number | 20225331652 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 12635 WARM CREEK DR, DEWITT, MI 48820-7867 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12635 WARM CREEK DR, DEWITT, MI 48820-7867 |
| Document Number | 0005362684 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 5362684 |
| Name | THE DART BANK |
|---|---|
| Type | Bank |
| Address | LANSING, MI 48912 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 12635 WARM CREEK DR, DEWITT, MI 48820-7867 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0005277900 |
|---|---|
| Date | Apr 9, 2019 |
| Instrument | 5277900 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | IONIA, MI 48846 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Dec 16, 2022 |
| Property Address | 12635 WARM CREEK DR, DEWITT, MI 48820-7867 |
| Document Number | 0005331652 |
| Map Reference | LB 10 PG 82-90 |
| Instrument Date | Dec 16, 2022 |
| Instrument | 5331652 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 30, 2023 |
| Title Company | BELL TITLE AGENCY/FENTON, BELL TTL AGCY OF EAST LANSIN |
| Amount | Amount on Record |
|---|---|
| Tax | $708.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1650 KENDALE BLVD STE 200, 200, EAST LANSING, MI 48823-2076 |
| Name | Verified Name |
|---|---|
| Address | 13084 OLD HICKORY TRL, DEWITT, MI 48820-9633 |
| Document Number | 0005331653 |
|---|---|
| Date | Dec 16, 2022 |
| Instrument | 5331653 |
| Name | THE DART BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 370 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 12635 Warm Creek Dr was $3,670 with a homeowner's exemption, down 68.6% from the year before.
Source: Clinton County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clinton County |
| County Subdivision | Watertown Charter Township |
| Unified School District | DeWitt Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $367,150 (+10.39%) Land $34,050 Building $333,100 | $734,300 (+10.39%) Land $68,100 Building $666,200 | |
| 2025 | $3,670.00 (-68.57%) Homeowner's exemption | $332,600 Land $32,750 Building $299,850 | $665,200 Land $65,500 Building $599,700 |
| 2024 | $11,678.00 (+808.79%) | ||
| 2023 | $1,285.00 | $29,950 | $59,900 |
| 2022 | $1,285.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12635 Warm Creek Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2004–2018) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12635 Warm Creek Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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