12635 Cedar Rdg Dr, Hudson, FL 34669 Property Records

Pasco County property record for 12635 Cedar Rdg Dr, Hudson, FL 34669

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,319 sqft · built 1980
Lot Size	0.173 acres (7,541 sqft)
Owner	2 Individual Names on File
Last Sale	$227,000 (Sep 2021)
Tax Bill	$3,147 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-25-17-0040-00000-0620`

Property Details

APN / Parcel Number

Primary APN	`04-25-17-0040-00000-0620`
Alternative APNs	`1725040040000000620` `1216013`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,319 sqft Living Area
Gross Area	1,605 sqft
1st Floor Area	1,319 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,541 sqft (0.173 acres)
Garage Type	Attached
Garage Area	286 sqft
Driveway	Concrete Driveway
Driveway Area	500 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	260 sqft
Porch	Open Aluminum/Fiberglass Porch
Porch Area	330 sqft
Deck Area	Deck Area
Patio Area	637 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12635 CEDAR RIDGE DR
City	HUDSON
State	FL
Zip	34669-2781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SHADOW RIDGE PB 17 PGS 41-43 LOT 62
Legal Range	17E
Legal Township	25S
Legal Section	04
Legal Subdivision	SHADOW RIDGE
Legal Tract	40
Legal Lot Number	62
Jurisdiction	PASCO FL
Township / Civil Division	PORT RICHEY
Census Block Group	2
Census Block	2019
Census Tract	31207

Owner

12635 Cedar Rdg Dr is owned and occupied by two individuals who bought it in September 2021.

Source: Pasco County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12635 CEDAR RIDGE DR, HUDSON, FL 34669-2781
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2021 · Amount on File
Deed Sale	Sep 27, 2021 · Amount on File
Prior Sale	Apr 11, 2003 · Amount on File
Deed Document Number	2021205487
Deed Book / Page	10447 / 728
Prior Transfer Date	Jul 8, 2015
Prior Transfer Doc	0092221615
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Sep 27, 2021
Property Address	12635 CEDAR RIDGE DR, HUDSON, FL 34669-2781
Document Number	0104470728
Book / Page	10447 / 728
Map Reference	MB 17 PG 41-43
Instrument Date	Sep 15, 2021
Instrument	2021205487
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	FRONTIER TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,589.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12636 CEDAR RIDGE DR, 12636, HUDSON, FL 34669-2711

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12635 CEDAR RIDGE DR, HUDSON, FL 34669-2781

Mortgage

Document Number	10447730
Date	Sep 27, 2021
Instrument	10447/730

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12635 Cedar Rdg Dr was $3,147 with a homeowner's exemption, down 5.1% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,736 (-1.9%) Land $41,261 Building $168,475	$209,736 (-1.9%) Land $41,261 Building $168,475
2025	$3,147.00 (-5.13%) Homeowner's exemption	$213,795 Land $41,261 Building $172,534	$213,795 Land $41,261 Building $172,534
2024	$3,317.00 (+2.95%)
2023	$3,222.00 (+4.27%) Additional exemption filed	$217,803 (+19.15%) Land $25,136 Building $192,667	$217,803 (+19.15%) Land $25,136 Building $192,667
2022	$3,090.00	$182,803 Land $20,936 Building $161,867	$182,803 Land $20,936 Building $161,867

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12635 Cedar Rdg Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	3 (1985–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12635 Cedar Rdg Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20