12632 Treeyard Ln, Saint Louis, MO 63138 Property Records

St. Louis County property record for 12632 Treeyard Ln, Saint Louis, MO 63138

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1973
Lot Size	0.239 acres (10,415 sqft)
Owner	Individual Name on File
Last Sale	$242,967 (Jul 2026)
Tax Bill	$3,562 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07E-23-0386`

Property Details

APN / Parcel Number

Primary APN	`07E-23-0386`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	1,898 sqft
1st Floor Area	1,404 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,415 sqft (0.239 acres)
Lot Dimensions	97 ft deep x 75 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	132 sqft
Deck Area	328 sqft
Patio Area	385 sqft
Canopy	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12632 TREEYARD LN
City	SAINT LOUIS
State	MO
Zip	63138-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	COUNTRY VILLAGE PLAT 2 LOT 7
Legal Subdivision	COUNTRY VILLAGE PLAT 2
Legal Lot Number	7
Jurisdiction	ST LOUIS MO
Township / Civil Division	SPANISH LAKE
Census Block Group	1
Census Block	1016
Census Tract	210703

Owner

12632 Treeyard Ln is owned and occupied by an individual who bought it in July 2026.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	12632 TREEYARD LN, SAINT LOUIS, MO 63138-1440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · Conventional Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Jul 9, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 7, 2022	Correction Deed
Nov 5, 2020	Deed of Trust, Mortgage · FHA Mortgage CARROLLTON BK
Nov 24, 2020	Warranty Deed, Transfer · FHA Mortgage CARROLLTON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2026 · Amount on File
Deed Sale	Jul 20, 2026 · Amount on File
Prior Sale	Nov 24, 2020 · Amount on File
Deed Document Number	2026434
Prior Transfer Date	Mar 9, 2016
Prior Transfer Doc	0219930734
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 20, 2026
Property Address	12632 TREEYARD LN, SAINT LOUIS, MO 63138-1440
Document Number	0000000434
Instrument Date	Jul 13, 2026
Instrument	2026720434
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12632 TREEYARD LN, SAINT LOUIS, MO 63138-1440

Mortgage

Document Number	0000000436,
Date	Jul 20, 2026
Instrument	2026720436

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

Mortgage

Document Number	0000000435,
Date	Jul 20, 2026
Instrument	2026720435

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	12632 TREEYARD LN, SAINT LOUIS, MO 63138-1440
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12632 TREEYARD LN, SAINT LOUIS, MO 63138-1440

Mortgage

Document Number	2025070900376
Date	Jul 9, 2025
Instrument	2025070900376

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 7, 2022
Property Address	12632 TREEYARD LN, SAINT LOUIS, MO 63138-1440
Document Number	2022040700626
Map Reference	MB 137 PG 52
Instrument Date	Apr 7, 2022
Instrument	2022040700626
Record Updated	Jun 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	12632 TREEYARD LN, SAINT LOUIS, MO 63138-1440
Document Number	0244641129
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	COPPER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12632 TREEYARD LN ST LOUIS MO 631381440, ST LOUIS, MO 63138-1440

Mortgage

Document Number	0244641129
Date	Nov 24, 2020
Book Page	024464/001129
Instrument	456

Lender

Name	CARROLLTON BK
Type	Bank
Address	SAINT LOUIS, MO 63109

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 24, 2020
Property Address	12632 TREEYARD LN, SAINT LOUIS, MO 63138-1440
Document Number	0244641126
Book / Page	24464 / 1126
Map Reference	MB 137 PG 52
Instrument Date	Nov 4, 2020
Instrument	2020112400455
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	COPPER TITLE, COPPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10322 ANTELOPE ALY, 10322, MISSOURI CITY, TX 77459-2574

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12632 TREEYARD LN, SAINT LOUIS, MO 63138-1440

Mortgage

Document Number	2020112400456
Date	Nov 24, 2020
Instrument	2020112400456

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12632 Treeyard Ln was $3,562, up 6% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Hazelwood School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,870 (-) Land $2,550 Building $37,320	$209,800 (-) Land $13,400 Building $196,400
2025	$3,562.00 (+6.04%)	$39,870 Land $2,550 Building $37,320	$209,800 Land $13,400 Building $196,400
2024	$3,359.00 (+2.53%)
2023	$3,276.00 (+10.71%)	$35,550 (+25.22%) Land $4,790 Building $30,760	$187,100 Land $25,200 Building $161,900
2022	$2,959.00	$28,390 Land $4,790 Building $23,600
2021			$149,400 Land $25,200 Building $124,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12632 Treeyard Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	May 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12632 Treeyard Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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