12632 S Wakial Loop, Phoenix, AZ 85044 Property Records

Maricopa County property record for 12632 S Wakial Loop, Phoenix, AZ 85044

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,063 sqft · built 1985
Lot Size	0.136 acres (5,937 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Apr 2023)
Tax Bill	$1,497 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`301-59-424`

Property Details

APN / Parcel Number

Primary APN	`301-59-424`
Alternative APN	`301594249`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,063 sqft Living Area
1st Floor Area	1,063 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,937 sqft (0.136 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12632 S WAKIAL LOOP
City	PHOENIX
State	AZ
Zip	85044-4138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	AHWATUKEE FTV 2 MCR 278-24
Legal Range	4E
Legal Township	1S
Legal Section	20
Legal Subdivision	AHWATUKEE FTV 2
Legal Lot Number	6302
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2011
Census Tract	116717

Owner

Source: Maricopa County records, as of January 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12632 S WAKIAL LOOP, PHOENIX, AZ 85044-4138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2023 · Amount on Record
Deed Sale	Apr 20, 2023 · Amount on Record
Prior Sale	Mar 15, 2010 · Amount on Record
Deed Document Number	2023203591
Prior Transfer Date	Dec 29, 2008
Prior Transfer Doc	0000079769
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 20, 2023
Property Address	12632 S WAKIAL LOOP, PHOENIX, AZ 85044-4138
Document Number	0000203591
Map Reference	MB 278 PG 24
Instrument Date	Apr 18, 2023
Instrument	20230203591
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12425 S 38TH PL, PHOENIX, AZ 85044-3821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12632 S WAKIAL LOOP, PHOENIX, AZ 85044-4138

Mortgage

Document Number	0000203592
Date	Apr 20, 2023
Instrument	20230203592

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	12632 S WAKIAL LOOP, PHOENIX, AZ 85044-4138
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12632 S WAKIAL LOOP, PHOENIX, AZ 85044-4138

Mortgage

Document Number	0001194917
Date	Dec 4, 2020
Instrument	20201194917

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,260 (+87.11%)	$312,600 (+4.65%) Land $62,500 Building $250,100
2025	$1,497.00 (+5.05%)	$16,707 (-48.55%)	$298,700 (-8.01%) Land $59,700 Building $239,000
2024		$32,470	$324,700 Land $64,900 Building $259,800
2023	$1,425.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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