12632 Bay Breeze Ct, Clermont, FL 34711 Property Records

Lake County property record for 12632 Bay Breeze Ct, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,091 sqft · built 2003
Lot Size	0.437 acres (19,070 sqft)
Owner	2 Owner Names on File
Last Sale	$157,000 (May 2003)
Tax Bill	$2,430 (2024)
Flood Zone	Zone X (minimal risk)
APN	`35-22-26-0910-000-02400`

Property Details

APN / Parcel Number

Primary APN	`35-22-26-0910-000-02400`
Alternative APN	`3810305`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,091 sqft Living Area
1st Floor Area	2,091 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	19,070 sqft (0.437 acres)
Garage Type	Finished
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	240 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3810305
Street Address	12632 BAY BREEZE CT
City	CLERMONT
State	FL
Zip	34711-6363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNS LAKE ESTATES PHASE THREE PB 47 PG 92-94 LOT 24 ORB 2312 PG 0517
Legal Range	26E
Legal Township	22S
Legal Section	35
Legal Subdivision	JOHNS LAKE ESTATES
Legal Phase	3
Legal Tract	910
Legal Lot Number	24
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2031
Census Tract	31306

Owner

The current owner of 12632 Bay Breeze Ct bought it in May 2003.

Source: Lake County records, as of December 15, 2025

Owner of Record	2 Owner Names on File
Mailing Address	12632 BAY BREEZE CT, CLERMONT, FL 34711-6363
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2003 · Amount on File
Deed Sale	May 5, 2003 · Amount on File
Deed Document Number	0231200517
Deed Book / Page	02312 / 00517
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$170,060 Land $93,500 Building $76,560	$354,011 Land $93,500 Building $260,511
2024	$2,430.00 (+10.86%)
2023	$2,192.00 (+10.48%) Homeowner's exemption	$160,460 (+3%)	$343,792 (-) Land $93,500 Building $250,292
2022	$1,984.00 Homeowner's exemption	$155,790	$343,792 Land $93,500 Building $250,292

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12632 Bay Breeze Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12632 Bay Breeze Ct is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20