12631 Eckard Way, Auburn, CA 95603 Property Records

Placer County property record for 12631 Eckard Way, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,287 sqft · built 1975
Lot Size	0.268 acres (11,669 sqft)
Owner	Individual Name on File
Last Sale	$690,000 (Aug 2026)
Tax Bill	$8,556 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-320-009-000`

Property Details

APN / Parcel Number

Primary APN	`054-320-009-000`
Alternative APN	`054-320-009`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,287 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Colonial
Construction Type	Frame
Lot Area	11,669 sqft (0.268 acres)
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12631 ECKARD WAY
City	AUBURN
State	CA
Zip	95603-3583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 ECKARD SUBDIVISION MOR J-76
Legal Subdivision	ECKARD SUBDIVISION
Legal Lot Number	9
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1026
Census Tract	21502

Owner

12631 Eckard Way is owned and occupied by an individual who bought it in August 2026.

Source: Placer County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	12631 ECKARD WAY, AUBURN, CA 95603-3583
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 2, 2022	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Jun 2, 2022 · Amount on File
Deed Document Number	202644378
Prior Transfer Date	Mar 4, 1998
Prior Transfer Doc	0000015901
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 3, 2026
Property Address	12631 ECKARD WAY, AUBURN, CA 95603-3583
Document Number	0000044378
Instrument Date	Jul 21, 2026
Instrument	202644378
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76,659.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12631 ECKARD WAY, AUBURN, CA 95603-3583

Mortgage

Document Number	0000044379,
Date	Aug 3, 2026
Instrument	202644379

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jun 2, 2022
Property Address	12631 ECKARD WAY, AUBURN, CA 95603-3583
Document Number	0000046252
Map Reference	MB J PG 76
Instrument Date	May 27, 2022
Instrument	2022-0046252
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12631 ECKARD WAY, AUBURN, CA 95603-3583

Mortgage

Document Number	0000046253
Date	Jun 2, 2022
Instrument	2022-0046253

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	12631 ECKARD WAY, AUBURN, CA 95603-3583
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039565
Date	May 31, 2017
Instrument	2017-0039565

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	12631 ECKARD WAY, AUBURN, CA 95603-3583
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12631 ECKARD WAY, AUBURN, CA 95603-3583

Mortgage

Document Number	0000005561
Date	Jan 14, 2021
Instrument	2021-0005561

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12631 Eckard Way was $8,556 with a homeowner's exemption, up 0.3% from the year before.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Auburn City
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$756,618 (+2%) Land $135,304 Building $621,314
2025	$8,556.00 (+0.34%) Homeowner's exemption	$741,783 Land $132,651 Building $609,132
2024	$8,527.00 (+10.32%)
2023	$7,729.00 (+106.6%) Homeowner's exemption	$645,000 Land $115,300 Building $529,700
2022	$3,741.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12631 Eckard Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2017–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12631 Eckard Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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