1263 State St, Alton, IL 62002 Property Records

Madison County property record for 1263 State St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,044 sqft · built 1925
Lot Size	0.157 acres (6,840 sqft)
Owner	Individual Name on Record
Last Sale	$73,000 (Sep 2009)
Tax Bill	$2,224 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2024 Mortgage + 2 more
APN	`23-2-07-11-09-102-017`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-11-09-102-017`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,044 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Shingle
Lot Area	6,840 sqft (0.157 acres)
Lot Dimensions	120 ft deep x 57 ft wide
Garage Type	Detached
Garage Area	551 sqft
Porch	Open Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1263 STATE ST
City	ALTON
State	IL
Zip	62002-6033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEMPLE ADD LOT 21 PT 22 55X125
Legal Subdivision	SEMPLE ADDN
Legal Lot Number	21
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	2
Census Block	2006
Census Tract	402300

Owner

Source: Madison County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1263 STATE ST, ALTON, IL 62002-6033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage HUD
Mar 14, 2024	Deed of Trust, Mortgage HUD
Sep 13, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Nov 18, 2019	Loan Modification, Mortgage · FHA Mortgage PHH MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2009 · Amount on Record
Deed Sale	Sep 23, 2009 · Amount on Record
Deed Document Number	200947656
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Jul 14, 2026
Property Address	1263 STATE ST, ALTON, IL 62002-6033
Document Number	0000020010
Instrument Date	Jun 15, 2026
Instrument	202620010
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1263 STATE ST, ALTON, IL 62002-6033

Mortgage

Document Number	0000020010,
Date	Jul 14, 2026
Instrument	202620010

Lender

Name	HUD

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2066

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1263 STATE ST, ALTON, IL 62002-6033
Transaction Type	Mortgage
Record Updated	Mar 27, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006694
Date	Mar 14, 2024
Instrument	2024R06694

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Dec 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1263 STATE ST, ALTON, IL 62002-6033
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038432
Date	Sep 13, 2021
Instrument	2021R38432

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	1263 STATE ST, ALTON, IL 62002-6033
Document Number	0000038110
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1263 STATE ST ALTON IL 620026033, ALTON, IL 62002-6033

Mortgage

Document Number	0000038110
Date	Nov 25, 2019
Instrument	38110

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33416-9838

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,224.00 (+11.37%)	$33,790 (+35.43%) Land $1,890 Building $31,900	$101,370 (+35.3%) Land $5,670 Building $95,700
2024	$1,997.00 (+20.16%)
2022	$1,662.00	$24,950 Land $1,390 Building $23,560	$74,925 Land $4,174 Building $70,751

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	5 (1979–1986)
Most Recent Claim	Oct 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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