St. Charles County property record for 1263 Cypress Point Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,722 sqft · built 2000 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $498,500 (Jul 2022) |
| Tax Bill | $5,619 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T002400333 |
| Primary APN | T002400333 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,722 sqft Living Area |
| Gross Area | 4,754 sqft |
| 1st Floor Area | 1,607 sqft |
| Basement Area | 1,339 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 339 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 693 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 210 sqft |
| Deck Area | Deck Area |
| Patio Area | 320 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T002400333 |
|---|---|
| Street Address | 1263 CYPRESS POINT DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-5583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK #6 LOT 320 |
| Legal Subdivision | TURTLE CREEK #6 |
| Legal Lot Number | 320 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 311712 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1263 CYPRESS POINT DR, O FALLON, MO 63366-5583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO |
| Jul 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage COMMERCIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on Record |
| Deed Sale | Jul 18, 2022 · Amount on Record |
| Prior Sale | Aug 8, 2016 · Amount on Record |
| Deed Document Number | 202239772 |
| Prior Transfer Date | Aug 21, 2008 |
| Prior Transfer Doc | 0000717610 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1263 CYPRESS POINT DR, O FALLON, MO 63366-5583 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1263 CYPRESS POINT DR, O FALLON, MO 63366-5583 |
| Investor | Possibly a Property Investor |
| Document Number | 0000085576 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 2021R-085576 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 18, 2022 |
| Property Address | 1263 CYPRESS POINT DR, O FALLON, MO 63366-5583 |
| Document Number | 0000039772 |
| Map Reference | MB 36 PG 28-32 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 2022R-039772 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | STEWART TITLE/CALDWELL, STC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 WYNDHARBOR CT, WENTZVILLE, MO 63385-6647 |
| Name | Verified Name |
|---|---|
| Address | 1263 CYPRESS POINT DR, O FALLON, MO 63366-5583 |
| Investor | Possibly a Property Investor |
| Document Number | 0000039773 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 2022R-039773 |
| Name | COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | 7 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.75% |
| Index | Other |
| Margin | 2 |
| Max Rate | 10.7% |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,734 (-) | $461,756 (-) Land $80,002 Building $381,754 | |
| 2025 | $5,619.00 | $87,734 (+9.63%) | $461,756 (+9.63%) Land $80,002 Building $381,754 |
| 2023 | $80,028 | ||
| 2022 | $421,202 Land $65,000 Building $356,202 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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