1263 Charles Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 1263 Charles Ave, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,579 sqft · built 1923
Lot Size	0.114 acres (4,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Feb 2026)
Tax Bill	$5,124 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-29-23-13-0050`

Property Details

APN / Parcel Number

Primary APN	`34-29-23-13-0050`
Alternative APNs	`8225523` `257750`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,579 sqft Living Area
1st Floor Area	816 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Family Room	Family Room

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1974
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,960 sqft (0.114 acres)
Lot Dimensions	124 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	257750
Street Address	1263 CHARLES AVE
City	SAINT PAUL
State	MN
Zip	55104-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SYNDICATE NO. 5 ADDITION LOT 20 BLK 24
Legal Range	23
Legal Township	29
Legal Section	34
Legal Subdivision	SYNDICATE NO. 5 ADDITION
Legal Block	24
Legal Lot Number	20
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3005
Census Tract	32300

Owner

Source: Ramsey County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1263 CHARLES AVE, SAINT PAUL, MN 55104-2517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Feb 11, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Sep 6, 2019	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Prior Sale	Sep 6, 2019 · Amount on Record
Deed Document Number	20262810555
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1263 CHARLES AVE, SAINT PAUL, MN 55104-2517
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02696867
Date	Apr 19, 2021
Instrument	T02696867

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 11, 2026
Property Address	1263 CHARLES AVE, SAINT PAUL, MN 55104-2517
Document Number	0T02810555
Instrument Date	Jan 26, 2026
Instrument	T02810555
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1263 CHARLES AVE, SAINT PAUL, MN 55104-2517

Mortgage

Document Number	0T02810556
Date	Feb 11, 2026
Instrument	T02810556

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 6, 2019
Property Address	1263 CHARLES AVE, SAINT PAUL, MN 55104-2517
Document Number	0002646988
Instrument Date	Jul 26, 2019
Instrument	2646988
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$843.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1263 CHARLES AVE ST PAUL MN 551042517, ST PAUL, MN 55104-2517

Mortgage

Document Number	2646989
Date	Sep 6, 2019
Instrument	2646989

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,124.00 (+13.92%) Homeowner's exemption	$311,100 (+4.75%) Land $35,000 Building $276,100	$311,100 (+4.75%) Land $35,000 Building $276,100
2024	$4,498.00 (+1.63%)
2023	$4,426.00 Homeowner's exemption	$297,000 Land $35,000 Building $262,000	$297,000 Land $35,000 Building $262,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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