1263 86th St, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 1263 86th St, Niagara Falls, NY 14304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,608 sqft · built 1951
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Mar 2018)
Tax Bill	$5,669 (2026)
Deeds & Mortgages	Mar 2020 Line of Credit Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`291100 161.38-1-38`

Property Details

APN / Parcel Number

Primary APN	`291100 161.38-1-38`
Alternative APNs	`11001610380001038000` `15/0097`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,608 sqft Living Area
1st Floor Area	936 sqft
Upper Floors Area	672 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15/0097.
Street Address	1263 86TH ST
City	NIAGARA FALLS
State	NY
Zip	14304-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-A
Legal Description	TM 468 BL D LT 39 40 R 1
Legal Block	1
Legal Lot Number	38.000
Jurisdiction	NIAGARA NY
Township / Civil Division	NIAGARA FALLS
Census Block Group	1
Census Block	1006
Census Tract	22300

Owner

1263 86th St is owned and occupied by an individual who bought it in March 2018.

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1263 86TH ST, NIAGARA FALLS, NY 14304-2503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Mar 29, 2018	Deed, Transfer · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2018 · Amount on File
Deed Sale	Mar 29, 2018 · Amount on File
Prior Sale	Mar 31, 2004 · Amount on File
Deed Document Number	20185214
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	1263 86TH ST, NIAGARA FALLS, NY 14304-2503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004097
Date	Mar 6, 2020
Instrument	2020-04097

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	NIAGARA FALLS, NY 14304

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NIAGARA NY
Recording Date	Mar 29, 2018
Property Address	1263 86TH ST, NIAGARA FALLS, NY 14304-2503
Document Number	0000005214
Map Reference	BK19 PG1857
Instrument Date	Mar 21, 2018
Instrument	2018-05214
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1263 86TH ST, 1263, NIAGARA FALLS, NY 14304-2503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 3RD ST APT D, D, NIAGARA FALLS, NY 14301-1523

Mortgage

Document Number	0000005215
Date	Mar 29, 2018
Instrument	2018-05215

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1263 86th St was $5,669, up 16.2% from the year before.

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
Municipality	Niagara Falls City
Unified School District	Niagara Falls City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,669.00 (+16.17%)
2025	$4,880.00	$75,000 Land $6,500 Building $68,500	$166,700 Land $14,447 Building $152,253
2023		$75,000 Land $6,500 Building $68,500	$138,900 Land $12,038 Building $126,862

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1263 86th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1263 86th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIAGARA FALLS WATER BOARD serves 50,193 people · EPA ID NY3100568
Water Source	Surface water
Last State Inspection	May 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 86th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures