12629 RED BUD TRL BUDA TX 786109230, BUDA, TX 78610-9230
Mortgage
Document Number
38019
Date
Oct 25, 2018
Instrument
38019
Lender
Name
USAA
Address
SAN ANTONIO, TX 78288-0544
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 24, 2048
April 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
HAYS TX
Property Address
12629 RED BUD TRL, BUDA, TX 78610-9230
Document Number
0000014585
Instrument Date
Apr 23, 2018
Transaction Type
Mortgage
Record Updated
May 23, 2018
Title Company
CAPITAL TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
12629 RED BUD TRL BUDA TX 786109230, BUDA, TX 78610-9230
Mortgage
Document Number
0000014585
Date
Apr 27, 2018
Instrument
14585
Lender
Name
CHURCHILL MTG
Type
Mortgage Company
Address
BRENTWOOD, TN 37027
Agreement
Amount
Amount on Record
Term
360 Months
Due
Apr 26, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 12629 Red Bud Trl was $6,894, up 3% from the year before.
Source: Hays County assessment roll, as of December 26, 2025
Property Jurisdictions
Type
Name
State
Texas
County
Hays County
Municipality
Hays City
Unified School District
Hays Consolidated Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$6,894.00 (+2.99%)
$359,330Land $95,580Building $263,750
$359,330Land $95,580Building $263,750
2024
$6,694.00
2023
$346,230Land $95,580Building $250,650
$346,230Land $95,580Building $250,650
2022
$6,630.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 12629 Red Bud Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 16 policies
Nearby Flood Policies
16 in force
Nearby Flood Claims
2 (2013–2015)
Most Recent Claim
Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 12629 Red Bud Trl is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood
0.07% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF HAYS serves 270 people · EPA ID TX1050004
Water Source
Groundwater
Last State Inspection
Apr 2023
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025