12628 S Union Ave, Chicago, IL 60628 Property Records

Cook County property record for 12628 S Union Ave, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1946
Lot Size	0.099 acres (4,305 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jun 2026)
Tax Bill	$991 (2023)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-323-058`

Property Details

APN / Parcel Number

Primary APN	`25-28-323-058`
Alternative APN	`25-28-323-058-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1948
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,305 sqft (0.099 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12628 S UNION AVE
City	CHICAGO
State	IL
Zip	60628-7022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(SECOND) ADD TO (WEST) (PULLMAN) BEING PT OF WH SW SEC 28-37-14
Legal Range	14E
Legal Township	37N
Legal Section	28
Legal Subdivision	SECOND ADD TO WEST PULLMAN
Legal Block	14
Legal Lot Number	12,13
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3020
Census Tract	530503

Owner

Source: Cook County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12628 S UNION AVE, CHICAGO, IL 60628-7022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Feb 2, 2022	Affidavit of Death of Joint Tenant, Transfer LAKELAND TITLE SERVICES
Feb 2, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Feb 2, 2022 · Amount on Record
Deed Document Number	202615920216
Prior Transfer Date	Oct 19, 2024
Prior Transfer Doc	0000022055
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 8, 2026
Property Address	12628 S UNION AVE, CHICAGO, IL 60628-7022
Document Number	0000020216
Instrument Date	May 18, 2026
Instrument	202620216
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12628 S UNION AVE, CHICAGO, IL 60628-7022

Mortgage

Document Number	0000000020,
Date	Jun 8, 2026
Instrument	2026159202615920

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	5.75%
Max Rate	-1%

February 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	COOK IL
Recording Date	Feb 2, 2022
Property Address	12628 S UNION AVE, CHICAGO, IL 60628-7022
Document Number	0003301176
Instrument Date	Oct 12, 2021
Instrument	2203301176
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	LAKELAND TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12628 S UNION AVE, CHICAGO, IL 60628-7022

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 2, 2022
Property Address	12628 S UNION AVE, CHICAGO, IL 60628-7022
Document Number	0003301177
Instrument Date	Oct 5, 2021
Instrument	2203301177
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	LAKELAND TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2301 183RD ST, 2301, HOMEWOOD, IL 60430-3145

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12628 S UNION AVE, CHICAGO, IL 60628-7022

Mortgage

Document Number	0003301178
Date	Feb 2, 2022
Instrument	2203301178

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2051

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,000 (+125%) Land $2,583 Building $15,417	$180,000 (+125%) Land $25,830 Building $154,170
2023	$991.00 (-39.94%)
2022	$1,650.00 (+511.11%) Homeowner's exemption Senior Citizen's exemption	$8,000 (-) Land $1,722 Building $6,278	$80,000 (-) Land $17,220 Building $62,780
2021	$270.00	$8,000 Land $1,722 Building $6,278	$80,000 Land $17,220 Building $62,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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