12628 S Emerald Ave, Chicago, IL 60628 Property Records

Cook County property record for 12628 S Emerald Ave, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,036 sqft · built 1956
Lot Size	0.085 acres (3,690 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Jul 2026)
Tax Bill	$1,222 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-322-057`

Property Details

APN / Parcel Number

Primary APN	`25-28-322-057`
Alternative APN	`25-28-322-057-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	1,036 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1958
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,690 sqft (0.085 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12628 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60628-7008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(SECOND) ADD TO (WEST) (PULLMAN) BEING PT OF WH SW SEC 28-37-14
Legal Range	14E
Legal Township	37N
Legal Section	28
Legal Subdivision	SECOND ADD TO WEST PULLMAN
Legal Block	13
Legal Lot Number	12,13
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3022
Census Tract	530503

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4000 E 134TH ST, CHICAGO, IL 60633-1003
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Feb 2, 2026	Warranty Deed, Transfer CHICAGO TITLE AND TRUST COMPANY, CHICAGO TITLE AND TRUST CO
Jan 7, 2026	Deed, Transfer REPUBLIC BANK OF CHICAGO
Oct 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Feb 2, 2026 · Amount on Record
Deed Document Number	202621225057
Prior Transfer Date	Jul 30, 2020
Prior Transfer Doc	0000017069
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 31, 2026
Property Address	12628 S EMERALD AVE, CHICAGO, IL 60628-7008
Document Number	0000025057
Instrument Date	Jun 23, 2026
Instrument	202625057
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$45,298.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 E 134TH ST, CHICAGO, IL 60633-1003

Mortgage

Document Number	0000025058,
Date	Jul 31, 2026
Instrument	202621225058

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.5%
Max Rate	-1%

Mortgage

Document Number	0000025059,
Date	Jul 31, 2026
Instrument	202621225059

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 2, 2026
Property Address	12628 S EMERALD AVE, CHICAGO, IL 60628-7008
Document Number	0003322120
Instrument Date	Jan 12, 2026
Instrument	2603322120
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	CHICAGO TITLE AND TRUST COMPANY, CHICAGO TITLE AND TRUST CO

Transaction

Amount	Amount Recorded
Tax	$125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26W995 RED GATE ROAD, SAINT CHARLES, IL 60175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12628 S EMERALD AVE, CHICAGO, IL 60628-7008

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Jan 7, 2026
Property Address	12628 S EMERALD AVE, CHICAGO, IL 60628-7008
Document Number	0000721016
Instrument Date	Dec 22, 2025
Instrument	2600721016
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	CHICAGO TITLE AND TRUST COMPANY, CHICAGO TITLE AND TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36W945 RED GATE RD, ST CHARLES, IL 60175-6223
Investor	Possibly a Property Investor

Mortgage

Document Number	0000721017
Date	Jan 7, 2026
Instrument	2600721017

Lender

Name	REPUBLIC BANK OF CHICAGO
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Oct 23, 2020
Property Address	12628 S EMERALD AVE, CHICAGO, IL 60628-7008
Document Number	2029717069
Instrument Date	Jul 30, 2020
Instrument	29717069
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12628 S EMERALD AVE CHICAGO IL 606287008, CHICAGO, IL 60628-7008

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,000 (+6%) Land $2,214 Building $9,786	$120,000 (+6%) Land $22,140 Building $97,860
2024	$1,222.00 (+277.16%)
2023	$324.00 (+16.97%)	$7,500 (-) Land $1,476 Building $6,024	$75,000 (-) Land $14,760 Building $60,240
2022	$277.00 (+63.91%)	$7,500 (-) Land $1,476 Building $6,024	$75,000 (-) Land $14,760 Building $60,240
2021	$169.00	$7,500 Land $1,476 Building $6,024	$75,000 Land $14,760 Building $60,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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