Montgomery County property record for 12628 Bright Spring Way, Boyds, MD 20841
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,074 sqft · built 2005 |
| Lot Size | 0.193 acres (8,415 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $620,000 (Sep 2017) |
| Tax Bill | $8,199 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03418786 |
| Primary APN | 02-03418786 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,074 sqft Living Area |
| Gross Area | 4,578 sqft |
| 1st Floor Area | 2,057 sqft |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,415 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 50 sqft |
| Deck Area | 676 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03418786 |
|---|---|
| Street Address | 12628 BRIGHT SPRING WAY |
| City | BOYDS |
| State | MD |
| Zip | 20841-4126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | CLARKSBURG HEIGHTS |
| Legal Subdivision | CLARKSBURG HEIGHTS |
| Legal Block | K |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 700314 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12628 BRIGHT SPRING WAY, BOYDS, MD 20841-4126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOPONE MORTGAGE INC |
| Mar 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOPONE MORTGAGE INC |
| Sep 2, 2021 | Gift Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 15, 2017 | Deed, Transfer · ARM TOPONE MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2017 · Amount on Record |
| Deed Sale | Sep 15, 2017 · Amount on Record |
| Prior Sale | May 4, 2005 · Amount on Record |
| Deed Book / Page | 54874 / 370 |
| Last Transfer Date | Aug 14, 2021 |
| Transfer Doc | 0639430343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12628 BRIGHT SPRING WAY, BOYDS, MD 20841-4126 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | KK TITLE AND ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 12628 BRIGHT SPRING WAY, BOYDS, MD 20841-4126 |
| Document Number | 0624070352 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | 62407/352 |
| Name | TOPONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12628 BRIGHT SPRING WAY, BOYDS, MD 20841-4126 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | KK TITLE AND ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 12628 BRIGHT SPRING WAY, BOYDS, MD 20841-4126 |
| Document Number | 0621340500 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 62134/500 |
| Name | TOPONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jul 1, 2050 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Sep 2, 2021 |
| Property Address | 12628 BRIGHT SPRING WAY, BOYDS, MD 20841-4126 |
| Document Number | 0639430343 |
| Book / Page | 63943 / 343 |
| Map Reference | PL 22659 |
| Instrument Date | Aug 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12628 BRIGHT SPRING WAY, BOYDS, MD 20841-4126 |
| Document Number | 0639430347 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 63943/347 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Sep 15, 2017 |
| Property Address | 12628 BRIGHT SPRING WAY, BOYDS, MD 20841-4126 |
| Document Number | 0548740370 |
| Book / Page | 54874 / 370 |
| Map Reference | PL22659 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | LANDMARK TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 12628 BRIGHT SPRING WAY, BOYDS, MD 20841-4126 |
| Document Number | 0054874379 |
|---|---|
| Date | Sep 15, 2017 |
| Instrument | 54874/379 |
| Name | TOPONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Aug 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $778,067 (+7.18%) | $830,200 (-) Land $154,700 Building $675,500 | |
| 2025 | $8,199.00 (-0.06%) | $725,933 (+13.07%) | $830,200 (+23.21%) Land $154,700 Building $675,500 |
| 2024 | $8,204.00 (+27.21%) | ||
| 2023 | $642,000 | $673,800 Land $154,700 Building $519,100 | |
| 2022 | $6,449.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures