12628 2nd Dr, Cutler, CA 93615 Property Records

Tulare County property record for 12628 2nd Dr, Cutler, CA 93615

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,296 sqft · built 1994
Lot Size	0.251 acres (10,966 sqft)
Owner	Individual Name on File
Last Sale	$152,500 (Dec 2019)
Tax Bill	$1,794 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`032-121-027-000`

Property Details

APN / Parcel Number

Primary APN	`032-121-027-000`
Alternative APN	`03212127000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 1994
Construction Type	Wood
Lot Area	10,966 sqft (0.251 acres)
Parking Spaces	2 Parking Spaces
Patio Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central

Location & Zoning

Old Parcel Number	03212127000
Street Address	12628 2ND DR
City	CUTLER
State	CA
Zip	93615-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CUTLER & 1ST ADD POR BLK14
Legal Subdivision	CUTLER ADD 01
Legal Block	14
Jurisdiction	TULARE CA
Township / Civil Division	OROSI-CUTLER
Census Block Group	2
Census Block	2010
Census Tract	600

Owner

Source: Tulare County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12628 2ND DR, CUTLER, CA 93615-2138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 17, 2019	Grant Deed, Transfer ELEVEN MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Prior Sale	Jan 18, 2007 · Amount on Record
Deed Document Number	2019-0073887
Record Updated	Jun 7, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	12628 2ND DR, CUTLER, CA 93615-2138
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	LANDSAFE TITLE/FL, LANDSAFE TITLE CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12628 2ND DR, CUTLER, CA 93615-2138

Mortgage

Document Number	0000009798
Date	Feb 11, 2022
Instrument	2022-0009798

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Dec 17, 2019
Property Address	12628 2ND DR, CUTLER, CA 93615-2138
Document Number	0000073887
Instrument Date	Oct 9, 2019
Instrument	73887
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$167.75
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12628 2ND DR CUTLER CA 936152138, CUTLER, CA 93615-2138

Mortgage

Document Number	73888
Date	Dec 17, 2019
Instrument	73888

Lender

Name	ELEVEN MTG
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Unified School District	Cutler-Orosi Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,794.00 (+4.55%)	$166,777 (+4.04%) Land $38,276 Building $128,501
2023	$1,716.00 (+3.44%)	$160,303 Land $36,791 Building $123,512
2022	$1,659.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	362.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUTLER PUD serves 6,200 people · EPA ID CA5410001
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate not recorded as resolved · Jan 2025
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50
Wireless Internet Services Fixed Wireless	100 / 50

May also be available: AT&T, GeoLinks, Verizon.

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