San Diego County property record for 12626 Willow Rd, Lakeside, CA 92040 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,004 sqft · built 1979 |
| Lot Size | 1.21 acres (53,143 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $530,000 (Nov 2019) |
| Tax Bill | $8,080 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 392-030-30-00 |
| Primary APN | 392-030-30-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,004 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 53,143 sqft |
| Garage Type | Attached |
| Heating System | Heat Pump |
|---|
| Street Address | 12626 WILLOW RD |
|---|---|
| City | LAKESIDE |
| State | CA |
| Zip | 92040-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 3 TR PM07782 |
| Legal Subdivision | UNIVERSITY PARK NORTH |
| Legal Tract | 7782 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 16902 |
Source: San Diego County records · APN 392-030-30-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 12626 WILLOW RD, LAKESIDE, CA 92040-1809 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| May 06, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SRE MTG ALLIANCE INC |
| Nov 01, 2019 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2019 · Amount on Record |
| Deed Sale | Nov 01, 2019 · Amount on Record |
| Prior Sale | Jun 20, 2012 · Amount on Record |
| Deed Document Number | 2019502193 |
| Last Transfer Date | May 22, 2024 |
| Transfer Doc | 0000174575 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12626 WILLOW RD, LAKESIDE, CA 92040-1809 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12626 WILLOW RD, LAKESIDE, CA 92040-1809 |
| Document Number | 0000119122 |
|---|---|
| Date | May 06, 2025 |
| Instrument | 2025-0119122 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jun 01, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12626 WILLOW RD, LAKESIDE, CA 92040-1809 |
| Document Number | 0000043281 |
| Instrument Date | Jan 12, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 12626 WILLOW RD LAKESIDE CA 920401809, LAKESIDE, CA 92040-1809 |
| Document Number | 0000043281 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 43281 |
| Name | SRE MTG ALLIANCE INC |
|---|---|
| Address | EL SEGUNDO, CA 90245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 01, 2019 |
| Property Address | 12626 WILLOW RD, LAKESIDE, CA 92040-1809 |
| Document Number | 0000502193 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 502193 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2019 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $583.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 12626 WILLOW RD LAKESIDE CA 920401809, LAKESIDE, CA 92040-1809 |
| Document Number | 502194 |
|---|---|
| Date | Nov 01, 2019 |
| Instrument | 502194 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $864,019 (+29.03%) Land $291,431 Building $572,588 | |
| 2025 | $8,080.00 (+21.39%) | $669,627 (+20.19%) Land $285,717 Building $383,910 |
| 2023 | $6,656.00 (+1.57%) Homeowner's exemption | $557,121 Land $245,788 Building $311,333 |
| 2022 | $6,553.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730169021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 29 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 29 (1978–2016) |
| Claims Outside the SFHA | 1 of 29 |
| Most Recent Claim | Mar 2016, other causes |
| Claims By Storm |
|
| Wildfire Risk | High above 83% of the US · above 61% of California |
|---|---|
| Wildfire Likelihood | About 1 in 154 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 80 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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