12625 Stowe Dr, Poway, CA 92064 Property Records

San Diego County property record for 12625 Stowe Dr, Poway, CA 92064

Property Summary

Property Type	Light Industrial
Details	3,864 sqft · built 1988
Lot Size	1.18 acres (51,836 sqft)
Owner	Company Name on Record
Tax Bill	$45,287 (2025)
Deeds & Mortgages	Oct 2023 Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`317-223-15-00`

Property Details

APN / Parcel Number

Primary APN	`317-223-15-00`

Interior

Stories	1 Story
Building Area	3,864 sqft Total Area
Gross Area	23,864 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Precast Concrete Panel
Construction Type	Concrete
Roof Type	Flat
Lot Area	51,836 sqft
Garage Type	Open

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	12625 STOWE DR
City	POWAY
State	CA
Zip	92064-6853
Property Category	Industrial
Property Type	Industrial > Light Industrial
Local Zoning Code	PC-7
Legal Description	LOT 31 TR 011742
Legal Subdivision	85-04
Legal Tract	011742
Legal Block	4
Legal Lot Number	31
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4010
Census Tract	17048

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12625 STOWE DR, POWAY, CA 92064-6853
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · SBA Mortgage HARVEST SMALL BUSINESS FINANCE LLC
May 1, 2018	Deed of Trust, Mortgage · Line of Credit WFB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2003
Deed Sale	Oct 24, 2003
Prior Sale	Mar 9, 2001
Deed Document Number	20031304566
Prior Transfer Date	Mar 5, 2001
Prior Transfer Doc	0000137285
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12625 STOWE DR, POWAY, CA 92064-6853
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4423 HERITAGE GLEN LN, SAN DIEGO, CA 92130-2419

Mortgage

Document Number	0000275647
Date	Oct 11, 2023
Instrument	2023-0275647

Lender

Name	HARVEST SMALL BUSINESS FINANCE LLC
Address	LAGUNA HILLS, CA 92653

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12625 STOWE DR, POWAY, CA 92064-6853
Document Number	0000191970
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	May 18, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12625 STOWE DR POWAY CA 920646853, POWAY, CA 92064-6853

Mortgage

Document Number	0000191970
Date	May 11, 2018
Instrument	191970

Lender

Name	WFB NA
Address	ESCONDIDO, CA 92025

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,969,270 (+2%) Land $1,160,177 Building $2,809,093
2025	$45,287.00 (+4.94%)	$3,891,442 (+4.04%) Land $1,137,429 Building $2,754,013
2023	$43,155.00 (+1.72%)	$3,740,334 Land $1,093,262 Building $2,647,072
2022	$42,425.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GeoLinks Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Verizon.

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