12625 Hwy 294, Murphy, NC 28906 Property Records

Cherokee County property record for 12625 Hwy 294, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,340 sqft · built 1951
Lot Size	13.9 acres (606,355 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Aug 2026)
Tax Bill	$1,666 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`451400910977000`

Property Details

APN / Parcel Number

Primary APN	`451400910977000`
Alternative APN	`43367`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,340 sqft Heated Area
Gross Area	2,835 sqft
1st Floor Area	1,340 sqft
Basement Area	1,152 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	606,355 sqft (13.9 acres)
Lot Dimensions	661 ft deep x 1,634 ft wide
Garage Area	2,700 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	Deck Area
Patio Area	150 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	43367
Street Address	12625 HIGHWAY 294
City	MURPHY
State	NC
Zip	28906-9431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STILES PROP 542/169 A/43C
Legal Phase	542
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2002
Census Tract	930606

Owner

12625 Hwy 294 is owned by two individuals who bought it in August 2026.

Source: Cherokee County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12667 HIGHWAY 294, MURPHY, NC 28906-9431
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Warranty Deed, Transfer · Conventional Mortgage C C LENDING INC
Aug 26, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2026 · Amount on File
Deed Sale	Aug 26, 2026 · Amount on File
Deed Document Number	20264393
Deed Book / Page	1808 / 746
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 26, 2026
Property Address	12625 HIGHWAY 294, MURPHY, NC 28906-9431
Document Number	0000004393
Book / Page	1808 / 746
Instrument Date	Aug 24, 2026
Instrument	20264393
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004394,
Date	Aug 26, 2026
Instrument	20264394

Lender

Name	C C LENDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 26, 2026
Property Address	12625 HIGHWAY 294, MURPHY, NC 28906-9431
Document Number	0000004395
Book / Page	1808 / 772
Instrument Date	Aug 24, 2026
Instrument	20264395
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$101.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 12625 Hwy 294 was $1,666.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,666.00	$212,270	$212,270 Land $55,540 Building $156,730
2023		$208,410	$208,410 Land $55,540 Building $152,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12625 Hwy 294 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12625 Hwy 294 is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Peachtree Broadband Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Hwy 294

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