12622 Yale Rd, Brockway (Yale), MI 48097 Property Records

St. Clair County property record for 12622 Yale Rd, Brockway, MI 48097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 1994
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (May 2026)
Tax Bill	$1,572 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-10-008-3004-000`

Property Details

APN / Parcel Number

Primary APN	`74-10-008-3004-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12622 YALE RD
City	BROCKWAY
State	MI
Zip	48097-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	E 1/2 OF SW 1/4 OF SE 1/4 OF SE 1/4 5 A SEC 8 T8N R14E
Legal Range	14E
Legal Township	08N
Legal Section	08
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	BROCKWAY
Census Block Group	3
Census Block	3030
Census Tract	655100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44192 CARRNATION DR, STERLING HEIGHTS, MI 48313-1010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
May 12, 2026	Warranty Deed, Transfer · FHA Mortgage LOWER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Deed Document Number	20269599
Deed Book / Page	5923 / 463
Prior Transfer Date	May 25, 2016
Prior Transfer Doc	004724/481
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 12, 2026
Property Address	12622 YALE RD, BROCKWAY, MI 48097-2611
Document Number	0000009599
Book / Page	5923 / 463
Instrument Date	May 8, 2026
Instrument	2026.9599
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	UNIVERSITY TITLE INC, UNIVERSITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189,375.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44192 CARRNATION DR, STERLING HEIGHTS, MI 48313-1010

Mortgage

Document Number	0000009656,
Date	May 12, 2026
Instrument	2026..9656

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 12, 2026
Property Address	12622 YALE RD, BROCKWAY, MI 48097-2611
Document Number	0005923463
Book / Page	5923 / 463
Instrument Date	May 8, 2026
Instrument	20269599
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	UNIVERSITY TITLE INC, UNIVERSITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189,375.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44192 CARRNATION DR, STERLING HEIGHTS, MI 48313-1010

Mortgage

Document Number	0000009656,
Date	May 12, 2026
Instrument	20269656

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Brockway Township
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,700 (+0.36%)	$225,400 (+0.36%)
2025	$1,572.00 (+3.42%) Homeowner's exemption	$112,300 (+35.63%)
2024	$1,520.00 (+9.27%)		$224,600 (+35.63%)
2023		$82,800
2022	$1,391.00		$165,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
AT&T Fixed Wireless	25 / 3

May also be available: Air Advantage, AVS Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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